Mckenzie Mack
Region: US
Friday 05 June 2026 19:21:21 GMT
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R X13 :
This 200k example is unrealistic. 200k at 22% effective tax rate is 156,000 after tax. In your example of saving 40-50% of gross income that is $80-$100k which assuming post tax leaves $56,000. No one making $200k is living on $56k u less they live in a cardboard box.
2026-06-06 00:24:39
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♰ :
Could you do this with a lower income example? is the math still similar with the 40% stuff?
2026-06-06 02:55:23
10
JSL Review :
This is super informative, I find myself in this conundrum right now - I’ve hit coast fire and noticing that keeping up with aggressive contributions really doesn’t return as much as I thought at this point. Really illustrates how time is truly the thing that makes compounding powerful once you reach a certain point. But I’m kind of addicted to investing😅
2026-06-24 16:59:10
1
kkumabear666 :
hi! i don’t think you’ll see this but i have been following ur videos for awhile on youtube shorts. i’m 19 and i just got my first credit card quite literally an hour or two ago. it’s the capital one quicksilver one. i’m a little bit nervous about it though, i have no credit and i really only got this so i could build my credit. is this a good card? also, i have heard that you shouldn’t max it out, which i do not plan to do, but you should spend a certain percentage of your limit so that you can get credit. how much should i spend then out of the $500? also, i was wondering what cashback really means. is it kind of just free money? i dont want to mess up anything so im really nervous.
2026-06-05 19:36:34
3
drummerbeest :
don't forget health insurance! big piece not able to be covered with a simple calculation. well it can, just need to factor it in.
2026-06-05 19:29:55
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AnvarWatchingshortvideo 🇺🇸🦅 :
For me, it is Financial Independence, Relax Early! I just want to be in a spot where I work for the health insurance & extra cash for hobbies (travel, hike, eat out).
2026-06-05 20:06:56
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shelby :
Oooo love it broken down this way!
2026-06-05 20:36:25
3
foodietootiekitty :
Yeah sometimes it makes me sad that I just have to wait it out bc there’s no way I can invest as much as my compound interest will grow.
2026-06-05 20:04:47
5
Mckenzie Mack :
I have a *free* save rate tool if you want to do this calculation for yourself!! It’s on my profile 💕
2026-06-05 19:22:09
1
hanafterdark :
Do you have any videos on pensions? I have one but not sure how to factor that in to my investing plan if I’d like to do FIRE.
2026-06-05 21:29:11
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Ryan Dinh :
Keeping in mind this example is someone that looks fairly well situated, I’d take the $20k and spend it on the family, that’s vacations, experiences, etc it’s a lot! And for less than a 1.5 year increase in working? Totally worth it but to each their own!
2026-06-06 21:25:59
3
Sami Sews :
15 months
2026-06-07 01:20:44
1
Rob | Everyday Finance :
This breakdown is eye opening. Kinda crazy how it all works that way
2026-06-06 22:12:21
1
user103947181947482 :
This is so good
2026-06-06 22:22:16
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The Daily Dish :
So true!! Tomorrow is never promised and having balance between saving for retirement while living a good life today is so important!
2026-06-05 21:36:23
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TCS :
For me personally, it's 15 months every time. I made $122K last year, but live exactly how I want to on about $2K-3K/month. Everything else is saved/invested.
2026-06-06 03:12:05
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user1490837790801 :
Tomorrow isn’t guaranteed
2026-06-05 19:49:52
1
kalebbrik3632 :
Fyp
2026-06-05 19:26:42
0
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