Brian | Calm Money Coach
Region: CA
Friday 05 June 2026 21:04:46 GMT
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3d.Sand of Assyria :
$500 is not enough for property tax and insurance and maintenance
2026-06-05 22:06:17
8
akennedysusan2 :
This scenario is so realistic of many Canadians. I’m pleased to see your doing this. Not everyone has jobs making a 100k, with work pensions, etc…
2026-06-06 14:39:54
8
toddygallent :
yeah everything sounds so simple until revenue Canada is involved
2026-06-05 22:39:39
7
golfgx550 :
theres no chance I could retire with that little money.. my absolute bottom line is 4 million.. ill have that at 55 im 43 now
2026-06-06 10:47:45
2
Boom 💥 :
I feel so rich now 😌
2026-06-06 02:59:35
4
====== :
trip per year? on 700?
2026-06-07 00:08:57
0
TCOB..HDL :
They don’t travel and they eat cheap. It can be done. But not for me.
2026-06-06 09:51:12
1
kim :
Man I wish I understood this because I think this will be close to our scenario
2026-06-07 01:54:54
1
Tdome 🇨🇦 :
Can you not just turn what you need into rrif and leave the rest in the rrsp account to grow instead?
2026-06-06 13:01:18
1
Emk123 :
K if we are 35 and have 350k invested equally between an RRSP and TFSA mostly in SP500 and balanced mutual funds and one day my husband is going to have a full teachers pension (in like 20+ years), can I quit my engineering job and live off just his salary, assuming just his salary will cover our expenses? We won’t be able to save and invest much money anymore but we could just let our 350k grow (we also have 500k home equity and zero debt other than cheap mortgage) and not touch it for the next 25 years. Would that be dumb to almost completely stop saving and investing at this point?
2026-06-06 05:32:54
2
smackinbots :
watched the whole thing, can't remember a thing .. 4000 words later, haven't a clue what he said
2026-06-05 22:12:36
3
Hexonebula :
I don't know how you can live for less than 3 mil cranking income in this economy
2026-06-06 22:29:14
1
VOTG :
This will be my scenario, with the exception that we will be pulling cpp for one if us at 60. we will be selling our home for around 500k and we have a small cabin with 200$ a year taxes and is off grid.
2026-06-08 12:19:52
0
Marco🇨🇦 :
What do you think of leveraging with a low rate (4.45%) Line of credit to buy more XEQT? I'm currently doing 1.1x my whole portfolio with that line of credit
2026-06-06 13:39:54
1
Sim :
I’m interested in speaking with you!
2026-06-05 22:05:46
1
Dave Doherty :
Why not SCHD or VDY, great annual returns and a very good dividend that would give them about 20k per year on 500k
2026-06-06 11:11:53
1
ycb🐢🏝️🇨🇦🧂♾️🥄▪️🧿🍉 :
Health expenses now are ~$350-500 I don’t wanna know after 65 🙈
2026-06-06 02:08:48
1
Liv🇨🇦🌻 :
Can you run the same scenario but retiring at 60 with a 500000 from a house sell and about 50000 in RRSP if moving to Spain ?
2026-06-05 22:37:15
1
j :
I am aiming for this and enjoying my life along fbs way
2026-06-07 03:06:01
1
GangstaMark :
Need to have higher goals than 500k.
2026-06-07 02:08:00
0
Diego :
would you ever recommend a reverse mortgage? If someone has most their money tied into the value of their home which is paid off. Looking for the best way to access the value of the home, HELOC may be another option but income is low and may not be approved for much
2026-06-19 20:10:18
0
MrPrincesse :
Hi Brian, how is evaluated health and dental
2026-06-09 11:06:51
0
MrPrincesse :
Ohhh the gouv pension is so low. 17,6k per person. Incredible I
2026-06-09 01:43:29
0
825billionsouls :
So tell me what would you have to say if you have rent don’t forget rent is not cheap 2500 to 3200 in Toronto.
2026-06-08 23:43:45
0
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