@creditwithcynthia: The problem is… most people panic, get overwhelmed, and do nothing…thinking it’ll go away. Or they jump straight to paying just to make it stop. Both are mistakes. If you ignore it… 👉 they can win automatically without proving anything And if you rush to pay… 👉 you could be paying something that hasn’t even been properly verified 👉 or giving up your chance to fight or lower it That’s how people end up with judgments or paying more than they should… without even fighting back. Getting sued doesn’t mean you lost… it means you haven’t responded yet The first thing you need to do is respond. Either: 👉 File a response yourself or 👉 Get in contact with an attorney ASAP Because once you respond, they can’t just win automatically —they actually have to prove their case If you don’t have an attorney, I use a prepaid legal service that connects you with real lawyers in your state for a low monthly cost. If you want the details on how to get protected and have someone guide you through this… Comment ‘LEGAL’ then message me and I’ll send you the info. #creditrepair #credit #creditrepairservices #financialfreedom #credittips