@nidacityy: Before the unicorn valuation, Tosin Eniolorunda was doing whatever it took to keep Moniepoint alive. Here’s what most people don’t know about how he built it: → Focused on offline payments when everyone else looked away → Used transaction data — not collateral — to lend to small businesses → Landed Jim Ovia’s $5.5M cheque The full story is on YouTube and Spotify. Link in bio. 🎙️ #TheBuildersPocast #Moniepoint #TosinEniolorunda #Fintech
5 Billion!!! Opportunity met him when he was prepared. At the same time who you know goes a long way
2026-06-06 17:32:38
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Elite Creed Capital :
The hyper-scale velocity of Moniepoint's pre-unicorn architecture exposes the ultimate paradigm shift in commercial credit risk underwriting: substituting static asset collateral with real-time transaction data velocity is the definitive mechanism for unlocking infinite market liquidity. Traditional institutional frameworks fail to scale because they tie credit access to illiquid, physical security—effectively blinding themselves to the massive, daily cash-flow volumes generated by the informal and offline retail ecosystem. By treating real-time transaction metrics as an alternate, dynamic collateral asset class, an operator can precisely price default risk and deploy high-yield capital into highly productive, underserved enterprise nodes with near-zero friction. The definitive economic outcome of this algorithmic data-driven model is an unassailable acquisition moat and exponential balance sheet expansion, proving that long-term dominance in financial technology belongs entirely to those who stop demanding dead assets and start backing the unstoppable velocity of daily cash movement.
2026-06-06 21:24:03
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Oxcygin :
The story is now clear!
2026-06-07 10:43:57
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Mac's Web services :
GOD 🤲🏼 give me a helper like Jim Ovia . Amen
2026-06-06 23:11:56
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bobo :
Clarity bubble just smooths everything
2026-06-06 17:47:51
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IdrisAcademy :
Oga o
2026-06-06 21:19:29
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abiodunsalami286 :
😳😳😳
2026-06-07 11:26:17
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