@guerra.wealth: Most people treat Social Security like a simple decision It’s not When you file, how you file, and how it fits into your overall plan can impact your income for decades This isn’t about timing the market It’s about timing your retirement One decision can follow you for the rest of your life This content is for informational and educational purposes only and should not be considered personalized financial advice. Always consult with a qualified fiduciary advisor before making any financial decisions.