@lexxb24: Go to HELL M&T Bank! #fyp #texas #mortgage

Lexxx
Lexxx
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Region: US
Tuesday 09 June 2026 19:43:17 GMT
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kellypalms
Kellypalms :
That has nothing to do with the mortgage company. That’s either taxes or insurance.
2026-08-04 16:52:37
69
userf6y6bi8e04
user28215712484 :
Your ESCROW increased, not your mortgage. It’s either you had interest step up or a property tax hike..
2026-08-07 16:02:02
0
bmariah_42
BMariah_4 :
Everyday I get on this app ya’ll make we feel amazing to have a landlord. 💯
2026-06-21 18:27:40
1137
lizzayxx
Lizzay :
How did you get approve then? That’s crazy
2026-08-07 20:42:30
0
thatonekut
𝓣𝓱𝓪𝓽 ☝🏾 :
Adjustable mortgage ❌ vs Fixed mortgage ✅
2026-08-07 14:42:30
0
ilovenana_k
Nana🌸🌸🌸 :
$1500?? I’ll sell my house
2026-06-21 22:02:47
617
dtmcd3599
NotfamousDex :
Your agent should have told you 200% their fault. Im sure the assed value was in your documents if you have a mortgage.
2026-08-07 14:34:33
1
23stephy
Stephy :
Cause who said I can pay that much ?
2026-06-21 20:21:07
441
iamcorey.mims
iamcorey.mims :
my lender only had calculated the taxes on the land when I did a new build so the following year I got a letter in the mail saying I needed to pay $13,000 property taxes because of my escrow shortage or my payment was going to increase significantly I thank God I was able to pay it and yearly I just put money to the side to cover my taxes because it’s definitely an inconvenience I’m sorry your going through this it’s definitely not for the weak.
2026-08-07 12:54:19
1
mrsfrederickrn
Mrs.Frederick RN :
This is exactly why I am terrified to buy
2026-06-22 12:54:55
331
the.rising.phoenix08
Rachel :
my idea of a nightmare!
2026-08-05 22:08:14
0
mrjayv
Jay Veal :
I have m and t bank too my shit is $5200 a month
2026-08-02 02:15:03
8
thegorgeouskei
thegorgeouskei :
America is a scam!! I’m sick of this shit
2026-06-21 21:41:21
52
wayne.gooch5
Wayne Gooch :
That’s the reason renting is going up
2026-07-27 16:25:00
9
lenellwilliams0
Lenell Williams840 :
they are trying to price people outta their homes
2026-06-22 17:24:27
141
lifelaughsrealestate
Life Laughs Real Estate :
Wow, so that conversation never came up with the Realtor, mortgage lender, or the title company?
2026-06-21 22:22:09
7
thesugarrushh.fl
thesugarrushh.fl :
Not sure what state you’re in but apply for homestead exemption if applicable! It lowers the value you can be taxed on.
2026-06-21 22:00:29
3
angelrogers149
angelrogers149 :
Yet people claim that buying is better than renting.
2026-06-22 16:29:23
6
aliyaxlovee
Aliya :
Mine increased $500 i was pissed😭
2026-06-22 04:24:26
6
alishim2
AL :
The realtors are not gonna tell you because they won’t sell
2026-06-23 05:17:37
10
wokegardener
WokeGardener :
This should be taught in high school. Especially since home ownership is a path to establishing generational wealth.
2026-07-06 14:18:51
10
zaraella5
zaraella5 :
Your realtor was suppose to tell you this .
2026-06-21 19:09:43
281
marshmallow_sisters
Marshmallow_Sisters :
New builds… they’ll get ya. My partner and I just went under contract on a home and my number one absolutely not was new builds. They have far too many problems from the start. They get you in with all these promises of closing costs covered and zero down and unless you have a good realtor they don’t explain that new builds taxes are based on land. So on paper it looks great and affordable and a few months to a year they reappraise it on the home on the lot and you end up with an escrow shortage because you should have been paying higher taxes from the start. If they had just started with the correct appraisal for the house not just the land you never would have ended up with an escrow shortage. Your mortgage would have been higher than originally quoted but no short means they’re not hitting you with an extra 1500 a month because now you’re paying the price your mortgage should have been from the beginning plus the missing funds from the previous months and it just becomes too much. I’d advice anyone who is going into a new build to look around and tax rates for the area on already existing homes and set aside the difference in what they’re paying vs what the other tax rate is, so if this happens the year after you can have that extra money. But yeah new builds are awful.
2026-06-21 18:51:06
151
nichellemybelle
Nichelle MY Belle :
This is why I didn’t buy a new build. I closed on my house in January and I really wanted a new build until I did some research on this exact situation.
2026-06-21 18:45:47
71
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