@moneystocker: If you don’t want to be miffed in retirement...remember MIFT! MIFT is a simple pension checklist: M - Matching Get the full employer match. It’s basically free money from your workplace. I - Investment choice Don’t assume your default pension fund is right for you. It may be too cautious for your age, goals and risk tolerance. F - Fees Platform fees, fund fees and adviser fees can quietly eat into your returns over decades. Know what you’re paying and keep costs low where you can. T - Tax relief Pensions are powerful because of tax relief, tax-free growth, and the ability to take 25% of your pot tax-free in retirement. Don’t just contribute the minimum and forget about it. Your pension could become one of your biggest wealth-building tools. M - Matching I - Investment choice F - Fees T - Tax relief Capital at risk. Pension and tax rules can change. This isn’t financial advice. Follow for more money content! #pension #pensions #retirement#financialindependenceretireearly

James | Money Stocker

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Wednesday 10 June 2026 14:45:00 GMT