@creditcoachtiff: If the deca clicker says the debt is verified, say exactly these words…#debtcollections #debtcollectors #creditrepairspecialist #repaircreditscore #CreditRepairServices
What if they send you everything BUT your contract or account agreement?
2026-07-28 21:34:58
0
Beau :
Y'all are answering the phone?
2026-06-10 17:30:23
5893
🎃 Jacc Oh’ Lantern 🎃 :
9 times outta 10 it’s no longer your debt. My financial advisor taught me this.
2026-06-11 13:01:19
2804
Emily Bates :
Commenting to find this again. Can someone help me with a like?
2026-06-10 23:44:50
1633
Needyone :
I told them I don’t remember the bill in question and asked them to send me said bill. They asked for my address, I asked how I owed them money if they don’t even have such basic information as my address. I haven’t heard a thing from them. (Medical bill)
2026-06-11 16:02:06
1195
Phil_the_Nerd_Bro :
This is a better answer than my normal one, which is verify these nuts and I hang up the phone.
2026-06-11 01:15:25
503
Mika :
ALL creditors are BLOCKED 🚫 I don't need the negative energy
2026-06-11 14:40:49
283
gm122463 :
I was a mortgage loan officer years ago and worked with collection agencies all the time to help get things removed off people's credit reports to help them refinance or buy a house.And I learned a lot. Technically, you don't owe a dime to a collection agency. Because your original agreement was not with them. Just because they bought the debt from the original creditor does not mean you owe them.
2026-07-05 01:35:26
11
Packman :
How about people start paying their bills? When you don’t, it drives the cost up for those of us that do!
2026-06-12 18:25:04
5
Jo :
If anyone lives in NYC, look into the new SHIELD rules Mamdani enacted that goes into effect September 2026. You’re welcome!
2026-07-19 23:38:13
1
Lisa Powell :
Can you talk about medical debt? I had emailed them saying they have a violation for them to have any of my medical information and they proceeded to email me a document that had all of my medical information, including diagnosis on it.
2026-06-12 13:48:52
5
Jay :
Good advice is to verify the debt. Bad advice is assuming they can't. Modern debt buyers frequently have years of account records, statements, and ownership documentation. The question isn't whether they can prove it it's whether what they're providing is accurate and legally sufficient.
2026-06-12 16:53:45
6
oso :
can you write all that down for me
2026-06-12 22:24:03
7
The Dude Abides :
Yep, I'll definitely remember all that. 😏
2026-06-12 23:43:31
6
Eieryss :
I’m submitting a letter of proof of debt because wage garnishment was requested with court I’m also going to submit an objection letter to court do I have a chance?
2026-07-01 18:55:19
5
Kenzie 📚💜 :
I had a torrid credit card on which I owed money and I set up 3 payment plans because magically they either didn’t charge the last payment or they kept charging me after. And I’d find out later on that I owed 200ish dollars again. Argued I paid it with a payment plan and kept being told they saw that each time on their end with no explanation but that I owed money
2026-06-12 10:31:30
2
angelaspears373 :
I asked this. I was told that it wasn't worth them paying the money for it because they did it 3 years ago. refuses to send anything just says I'm refusing to pay
2026-06-13 00:47:30
7
mjj8823 :
I blocked them lol haven’t heard from them since
2026-06-12 22:45:15
5
Dr. Lecher :
Ahhh.. 👏🏾🧐
2026-06-14 14:42:27
5
Original kitty :
Is this in Canada also
2026-06-13 22:53:29
5
Kathy :
wht thank u for correct information
2026-06-12 12:34:27
5
daRealZyarox :
okay I literally just got a call from a mf and forgot about this script till I just wrote it down
I just wait for them to call me again and say this? what if it's verified at other levels?
2026-06-15 16:35:59
5
Common Anomaly :
hmmm I'm intrigued
2026-06-12 18:54:18
5
Ale1804 :
What if they are texting not calling
2026-06-19 00:22:17
5
D34TH215R34L :
Its true. Most of the time they don’t actually have all the records needed or chain of ownership so the debt is voided
2026-06-12 11:03:22
5
To see more videos from user @creditcoachtiff, please go to the Tikwm
homepage.