@kcole_themortgagelender: First-Time Homebuyer Tip 🏡💳 Don’t rush to pay off a collection account unless the creditor agrees to delete it from your credit report. A pay-for-delete can remove the derogatory account entirely, making it look like it was never there and potentially helping your credit score. Simply paying it without a deletion may update the balance to $0, but the negative mark can still remain on your report. Always get the deletion agreement in writing before sending payment. #firsttimehomebuyer #credit #homeownership #mortgage #fyp

kcole_themortgagelender

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Thursday 11 June 2026 11:29:31 GMT