@daveramsey: For most large debts in collections, they can be settled for a lot less than the original amount owed. For something small like a few hundred dollars, just prioritize paying it off in full to get that debt out of your life.
by the same token, if it's just $300, why is the collection agency interested?
2026-06-11 19:44:50
357
GenericGMOs :
capital one sold my 4k debt for like 80 bucks
2026-06-11 20:01:36
100
Auroragrace :
Getting small debts completely out of your life can be a huge mental win.
2026-06-14 14:54:18
0
JoAnn..Gen❌️ :
I settled a debt last week. I paid $900 for a $3600 collection.
2026-06-12 08:43:24
4
Chadillac :
Why so many credit people say not to pay collections?
2026-06-12 21:02:14
0
2Late2Hate :
always ask for a Pay-for-Delete letter, when you pay it.
2026-06-12 06:26:55
2
Cris P.Bacon🐽 :
I owed 2500 and tgey settled for 700.
2026-06-11 19:28:16
20
user2423322483172 :
They can’t report medical bills that went to collections. This is what I was told. Is this true?
2026-06-13 01:23:41
0
keith tomlinson :
Not true they will offer lgw collections they will settle
2026-06-12 04:25:54
0
Chazman :
Why pay it? unless it's a pay to delete agreement, the collection stays on your credit the same as if you didn't pay it. Wait the 7 years and either way and keep your money.
2026-06-12 10:17:37
0
Jordan Smith :
Its in collection.. Never pay collections.
2026-06-12 17:49:58
5
Bryan1023 :
I’ve settled around 300 for like 200 one time, it’s worth the negotiation.
2026-06-12 04:00:44
1
leahwuzhere :
I had a collections bill for 179 for a medical bill and I guess as long as it’s under 500$ in my state at least it cannot go on your credit report so they can get lost I’m not paying 😭
2026-06-12 11:45:35
1
Skeyzicks :
If they don’t want to negotiate on that little of an amount, odds are they won’t take legal action either. Let it sit
2026-06-11 20:52:15
12
regguy32 🇨🇦 :
lol....imagine making such a silly offer
2026-06-12 00:08:38
7
10 minute timeout. :
How do I call into your show?
2026-06-11 20:32:53
2
Jesse Lewis :
I mean my friend owed 12k on a car they sent title for $2500 settlement
2026-06-12 19:53:23
2
RadmanOG :
www.onlineretirementcalculator.com
2026-06-11 19:29:04
2
Mayfairdrivein :
I was sent to collections over a medical bill. It was $3 and change. Cleveland Clinic.😂
2026-06-11 22:18:57
4
Sinaloense :
I would offer $125 or $5 a month via money order.
2026-06-11 20:31:07
0
Paying Debt with Shelbi :
I had two medical bills go to collections one worked with me and settled for 60% the other said nope we can do a payment plan at no interest, because they wouldn’t work with me I now pay them the minimum amount every month $25 😂 they won’t get the full amount for 5+ years
2026-06-13 02:05:33
0
trinityolmstead :
You have to be several years down the road to accept negotiation and it’s needs to be north of $1,000 to take 1/3
2026-06-12 02:40:45
0
10 minute timeout. :
How do I call into the show to ask questions
2026-06-11 20:32:20
0
Jules :
So you offered to pay it? For 100$😂 okay
2026-06-12 19:16:09
1
Call Me MaZi👑 :
Offer 200
2026-06-11 23:10:14
0
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