@humphreytalks: If you have $100,000 invested by age 25, you could stop saving for retirement forever, and you’d still retire a millionaire using “CoastFIRE”. That’s a form of financial independence, retire early. Since thats ambitious, here are the numbers you need for the following ages: 25: ~100K 30: ~140K 35: ~200K 40: ~275K 45: ~388K You don’t fully stop working, but it does mean you can take on a part-time job or just get a job that covers your bills only! What are your thoughts on this strategy? Would you do it? #EduTok #TikTokLearningCampaign #LearnOnTikTok

Humphrey Yang
Humphrey Yang
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Region: US
Friday 12 June 2026 17:34:51 GMT
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joebronc0
Joey :
Retiring a millionaire is not going to be enough for most people if they are 20-30 now. With the way inflation is going, people will need 4-5 million at least to be comfortable
2026-06-13 00:57:42
882
berkegurbuz13
Gürbüz :
Im 1 with $373837292928473 is that good?
2026-06-12 23:20:55
132
fuentokxwc0
Juanito :
Dude! 100k at 25?? Wtf?!?
2026-06-14 04:22:35
5
camgale3
Cam Gale :
More info on Coast Fire please !!!
2026-06-13 20:15:07
3
epy825
Epy :
How much do I need if I wanna retire by 30? I’m 21
2026-06-13 01:36:27
29
rain.man4468
rain.man03 :
Why would you stop investing at 100k? If you retire at 65 you’ll have 4.5 million (withdraw 4% per year for an annual salary of 180,000 assuming 10% returns). If you instead continued investing 500/mo you’d reach that number 5 years earlier. I’m at 145k at 26, I only started a couple years ago and I’m investing super aggressively. If I continue at this rate I can retire at 45.
2026-06-12 20:44:03
13
madbubba
MadBubba :
When I was 25 $1 million was a lot of money, now it’s not. You need 5 million to retire.
2026-06-13 13:22:57
18
afuery
Andrew Fuery :
I’m coast Fire and then some… and I’m investing more than ever because it becomes addicting!
2026-06-13 00:56:59
2
bobbyrakesh267
Rockash🇺🇸Yeti Adventures :
1 million in 2050 is like 100k in 2026 🤣 with the rate the inflation and government printing money 😅
2026-06-13 14:54:45
5
yonif18
j016 :
Somehow, in the comments everyone is so rich im 24 and I have 20k USD invested but again im not from the US so I dont really know how good it is in my country
2026-06-12 22:45:26
23
dedrick.kane
DEDRICK KANE :
yes, but in 40 years your money is worth 80 to 90% less.
2026-06-13 00:57:34
17
jbyngtfvhh
jbyngtfvhh :
Swimming in 8% real return is insane.
2026-06-14 19:06:39
1
tyjsplinter
creeks :
-10k at 26!!
2026-06-13 21:17:50
5
jamieversetca
jamieversetca :
Wait, that's the secret?
2026-06-12 17:38:01
48
quintinmortensen
QT π :
$1m will have the purchasing power of $330k in 40 years.
2026-06-13 02:48:22
16
chasedznts
Chase :
Well coast FI not the RE part
2026-06-13 20:54:37
1
timothy__burns
⃟ :
try 370 at 19 😭
2026-06-13 19:18:57
2
slayallday2789
HEHEHEH :
So does this mean I’m solid with 100k at 20?
2026-06-12 22:45:14
62
bramwell153
LilBramwell :
At $165K at 29. Planning on retiring at 50 tbh.
2026-06-12 21:08:06
14
roze.z7
Roze :
100k at 23… is that good😳
2026-06-12 18:47:34
66
pengboob
Pengboob :
Im 30 i have 500k
2026-06-12 22:34:04
9
frierensbunny
Nanashi Kaoruko :
ah yes, just be rich.
2026-06-14 17:07:49
5
justaneditorforfun
editor for fun :
100k by 25 is nothing lmao
2026-06-12 18:16:35
177
deveyes
Deveyes :
Costing with $388K? Wtf what interest rate are you considering, and what's the risk?
2026-06-12 23:47:23
1
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