@mynameisvasavi: I lived for right now because somewhere underneath everything I had decided, without realizing it, that the present was safer to plan for than the future. Future Vasavi wasn't someone I was protecting. She wasn't even someone I was thinking about. That's not a budgeting problem. That's a belief about whether you're someone whose future is worth investing in. That's the kind of money conversation we have inside The Out Loud School — not strategy, not spreadsheets, but the beliefs running underneath all of it that no financial plan has ever touched. 💬 Comment CAMERA and I'll send you the details.