Finance Connoisseur
Region: NG
Saturday 13 June 2026 10:56:20 GMT
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Kingsley Onyx :
please can you give an example of a high interest savings account??
2026-06-13 13:13:46
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IK GARLIC LIMITED 2 :
For me, this is how I personally see mutual funds. I see them as a good way to build and increase capital over time because investment is good, but when the capital is small, the returns will naturally also be small. My strategy is to keep putting money into mutual funds consistently because of the compounding effect. When you leave the profits to grow instead of withdrawing too early, the returns can gradually build on themselves over time. That said, I don’t necessarily see mutual funds as a place I want to stay forever long term. I see them more as a capital-building platform, a place to grow investment capital to a substantial level. For example, if someone is able to build it to ₦200 million, ₦300 million, or even ₦400 million, it gives them more flexibility and stronger negotiating power when moving funds into other investment opportunities or negotiating better returns elsewhere. Regarding the ₦50,000 monthly return being mentioned, I personally see that as relatively small, but everyone speaks from their own financial level and expectations. For some people, that may be meaningful or even serve as a retirement support plan. So I understand the perspective, but my approach is simply different.
2026-06-13 12:52:33
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Abb_xx :
For a starter wey get am clear, money market first, when your risk appetite increases you can then start moving to equities only when you are sure you’ve understood the fundamentals because your capital might fly away…
2026-06-19 12:52:36
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Healthy living and Wellness :
would you recommend equity mutual fund for long-term.... stay 20 years?.
2026-06-29 08:22:05
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HIM :
Money Market Mutual Fund is rubbish
2026-06-30 14:54:58
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Royalpriesthood :
MMF is at the top of my investments due to its compounding effect. while stock and ETFs are my second investment platforms. I do 70% MMF and 30% equity and ETFs.
2026-06-13 17:34:21
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Twabzeezphoenix :
I start investing in MMF , now want to start in Equity mutual fund
2026-06-13 18:53:50
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ROYALTY 👑 :
thank you for this insight
2026-06-14 09:45:30
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Mr Ovol🇳🇬 :
a billion dollar advice. taking hook line and sinker
2026-06-13 21:19:16
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declaration :
what happens to time in the market
2026-06-13 16:07:14
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Chinid :
well said
2026-06-14 14:58:51
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Oyibomi :
I will advise you to put your money in money market funds naira and money market fund dollars. Simple
2026-06-13 22:42:54
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Marco :
good talk
2026-06-14 19:30:52
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Moneytalkswithprecious :
your perspective is great 🔥
2026-06-19 19:10:26
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dami N :
in finance we call it time value of money
2026-06-14 02:00:01
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quadriawelenje :
It depends on individual risk appetite. money market is low risk or no risk at all but with low return. while stock is high risk with high return if you understand the market.
2026-06-20 22:09:37
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Baron :
Great advice 👍
2026-06-14 16:45:04
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Blackerberry🫐🇳🇬 :
At 27 for that matter
2026-06-13 16:31:11
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Abanazoza :
I’d rather diversify than choose one over the other! I had a mmf along with other investments and my mmf has been doing very well!! The goal is to grow mmf to a point where compounding interest works for you. MMF is safe & gives easy liquidity.
2026-06-13 17:05:20
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mr solomon :
Is Fcmb GRO investment same as mutual funds
2026-06-13 13:29:26
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Cryptoptics :
Election is January so from November/December is a window
2026-06-13 13:43:10
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ADESOYE⚡️ :
So it’s possible tb and mmf rates will go higher next year?
2026-06-13 11:15:08
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Christopher Quincy :
Take money out of stocks before election or leave it let things play itself out. Which is best?
2026-06-13 12:12:57
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Lovette | Lower BP,Live Better :
Use only money market to grow your money, pull out some to buy land, start business etc continue using money. Other forms except money market and real estate go humble you
2026-07-03 13:09:08
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joystellaadaobi :
I want to start investing in Mmf and equity , how do I start
2026-06-14 13:40:16
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