@lisaasmith8: THE IRS QUIETLY LETS YOU STUFF $46K EXTRA/YR INTO YOUR 401(K) The normal limit is $24,500/yr. Almost nobody knows the total limit is $70,000. That $46,000 gap - that's the Mega Backdoor Roth! After-tax 401(K) contributions, converted in-plan to ROTH. $46K/YR X 20 years @ 8% = $2.3Million. COMPLETELY. TAX. FREE. Ask HR 1 question: Does our plan allow for after-tax contributions + in-plan Roth conversions? If yes, you just unlocked it! #backdoorroth #roth #IRA #moenyTIps #BuildWealth #LisaSmith

Lisa Smith 🛵

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Saturday 13 June 2026 16:18:16 GMT