@_itsornella: I always think of this as a temporary move to help you get your house in order today so that you can comfortably enjoy retirement later. The goal isn't to stop forever, but you have to be intentional about cleaning up your current financial mess. #retirement #investing #buildingwealth #payoffmydebt
You can’t (or maybe shouldn’t) invest in your future if you’re drowning in the present
2026-06-15 18:57:29
1031
Riggie j :
Especially credit card debt. The interest is killing peoples
2026-07-08 11:40:07
209
Michelle :
Idk why I’ve never thought of this
2026-06-25 17:50:26
35
𝑳𝒂𝒅𝒚 𝑷𝒆𝒕𝒘𝒆💫🤍 :
Agree 100%. I did this a few months ago without even thinking about it, and I’m making some good progress paying off debt.
2026-06-14 23:59:37
193
Greta's Midlife Money Moves :
I agree. You have to stop the bleeding first. If you can contribute to at least the company match, then fine. If that's too hard, stop the bleeding first.
2026-06-15 17:14:40
81
jahzaraee :
put mine on 3% since it still matches and aggressively paying off my debt. Will be debt free January 2027 (maybe a little earlier🤞🏾)
2026-08-03 02:08:20
32
lolnotkarma :
You just helped me!
2026-06-25 23:11:07
7
Fairezzy :
I wish I could do this. TRS makes us 😩
2026-06-15 15:02:03
11
Lashay | Personal Finance :
Yes yes thisss I took a pause until I was stable and had at least 3-6 months saved in my savings, saving for retirement just made zero sense if I was still struggling in the now.
2026-06-15 13:46:36
23
TIFFANY :
Yea I had to reduce my retirement contribution I didn’t want to stop altogether but I significantly reduced it
2026-06-16 20:51:23
7
_xoxochass :
dang! i needed to hear this 💯‼️
2026-06-15 16:44:11
19
Vee :
I did that. I’d paused to go back to rad tech school and now I could put in more than before.
2026-07-06 19:56:39
9
Myia♥️ :
100% can’t do much if you’re drowning now !
2026-07-16 16:01:06
9
Danelle | FiveStarMama :
you can’t save when your in debt
2026-06-15 14:31:30
14
𝑻𝒉𝒂𝒊’𝒍𝒚𝒏𝒏 𝑩. ♡ :
She’s right. I paused contributions towards retirement until my job matched and saved $10k. I have resumed my contributions now though.
2026-06-15 13:21:00
74
Mish :
Took a loan out of my retirement account to pay off current debt
2026-07-06 13:35:56
5
Business Bestie :
Saving is a luxury!!
2026-06-24 05:13:08
7
accaciag :
This just gave me the confirmation I needed!!
2026-06-14 16:19:36
27
dfloetry :
needed to hear this. I dont plan to stop completely but I was doing 15% to 401k and maxing Roth IRA, except I'm going back to get an MBA and dont wanna do more student loans.
2026-06-14 15:23:05
14
Kayla R | ATL Glueless Wigs :
thank you. This is so real.
2026-08-11 13:04:49
0
Matilda :
But then there’s this kind of guilt that come with it🤣
2026-06-17 05:03:18
4
titaaaxo :
You look gorgeous
2026-06-15 22:48:46
3
Jeniah 🦋 :
Maybe not pause. But decrease
2026-07-13 13:13:43
4
.teira :
I’m currently contributing to max that match out then that money is coming back to mama
2026-07-13 22:37:57
3
Ashley Denise :
Thank you for this 🥰
2026-06-15 19:13:13
3
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