Elhaj CHEMA ALI YAKUBA🇬🇭
Region: GH
Sunday 14 June 2026 22:14:09 GMT
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SHEHU AHMED TIJJANI(MR MED) :
this explanation need more light because Islam thought us every loan is a loan
2026-06-15 15:24:56
9
Dr. Sheikh Abdul-Muhsin Baafi :
The Fatawa needs more clarification
2026-06-15 21:47:51
5
␈𝐽𝑎𝑘𝑖.𝑆ℎ𝑎𝑘𝑖𝑏𝑢8␈ :
in simple terms If you take a loan and work with it to make profit, then it is not haram to pay additional money as "interest" since you also made profit from the money you took. But if you use the money for basic necessities without earning any profit then, it becomes riba and haram. That's how I understood it
2026-06-15 16:33:08
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FREEDOM AND JUSTICE :
If this is what our Sheikh is saying, my question is why now. Meaning, our Islamic scholars and preachers has been misleading us for a long time. Does it mean, they didn't know this or they are now discovering it. Our scholars have to explain this properly to the present day Ummah.
2026-06-15 16:28:30
1
BigGee :
No. Loan is loan. Whether you use it for business or personal use you’ll still pay interest. It’s Haram!!!!‼️unless he’s talking about Arabic banks
2026-06-16 11:59:52
1
Mos :
This topic is well explained! Some mallams confuse us on the issue, for kack of proper knowledge.
2026-06-16 00:50:05
0
Yasulicable :
Mudaraba is different thin at all from what shaek is saying
2026-06-16 10:22:12
0
Kubura Pearls of Peace Ent :
for as long as you take a loan which has a fixed interest charged on it, I believe it's haram. What's halal is the one which has a binding agreement on profit and loss sharing. let's note that banks interests are compounded and not straightforward. They mostly include calculations that are beyond the ordinary clients comprehension and mostly ends up in a mess. May Allah guide us all.
2026-06-17 22:18:50
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NeneOpata.275 :
is this mallam a fikihu mallam? khalifa am just asking oo
2026-06-15 12:33:29
2
user1109393075801 :
The explanation is true but it doesn’t exist in our country. The banks will not just give you money to go and work to bring profit for sharing. They will calculate the interest on the money in a contract even before they give you the money. If you make more profit with the money, they will still take what is in the contract AND when you make loss they will still take their money with the interest and if you are not able to pay, they fall on whatever you used as collateral to pay for the debt. How will you be 100% the money will yield profit ?. Allah Knows best.
2026-06-16 06:19:56
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user8190537979087 :
The best Mallam so far.
2026-06-16 21:10:33
2
THE BIGGEST BULL 🪬🕘🕘🕢 :
Halal banking (Islamic banking) is a banking system that follows Islamic principles by avoiding interest (riba), sharing risks and profits, and investing only in ethical, permissible businesses. Instead of earning money through interest on loans, the bank earns through trade, leasing, partnerships, or profit-sharing arrangements.
2026-06-16 23:55:37
1
Suleman Fatau :
So how will the bank know if he gain from the business or he had losses
2026-06-15 13:29:15
1
alikhussam :
I still didn't get Malam well cos every loan is a loan baba
2026-06-15 15:12:24
2
Bash Man :
He's actually explaining the principle of Islamic banking. So, people should be careful not to mix things up.
2026-06-15 23:46:17
3
Awoudou Ousmane :
He is trying to explain the différents between ajoint business and a loan giving in joint business we share the profit and when there is a lost we loos together but loan you pay interest and when there is alost they catch you
2026-06-15 22:09:14
2
jalilumohammed@863 :
interest in islam is Haram, but loan is difference to interest,
2026-06-16 22:01:29
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Kubura Pearls of Peace Ent :
almost all those who have taken loans from the traditional banks will tell you the kind of frustration they go through. I worked as a data analyst and administrator with a credit bureau for almost a decade and I know what I am talking about. There's no blessing in taking such loans.
2026-06-17 22:25:43
1
nio :
Is this for REAL?!!!!! First tym to hear this from Shaikh Haj Umar.
2026-06-18 03:34:18
1
JAMUS76 :
Are there differences in loan?
2026-06-15 16:52:35
0
Mai faadan Senchi :
mudaraba is different from loan. in mudaraba we share both profits and lost but in loan only interest is added. Allahu Alam May God guide us all
2026-06-16 06:21:53
3
Gogoswardrobe :
fixing a particular amount as interest that is Haram but if the interest is base on profit or loss, gain higher u pay higher gain little u pay lower interest then is not haram .is my dad tot me
2026-06-15 21:56:54
2
Toufic Musah :
Now our Ghanaian Islamic scholars are waking up to kill poverty mey Almighty Allah guide us all
2026-06-16 11:33:44
2
KwadufarmsGh 🇬🇭 :
the problem is the bank are not interested in loses , if you make loosest for you alone. that's where the clause is.
2026-06-15 19:31:35
1
Muntari Usmane :
you are confusing us. it simply means that islamic banking is the only bank that make profit and losses shares. this can never apply to traditional banking
2026-06-15 21:14:50
1
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