chi.simon
Region: GB
Monday 15 June 2026 06:00:07 GMT
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jhaff :
It’s insane that in the UK your rates are not locked for the entirety of the mortgage term. In the US it’s locked and you can re-mortgage if the rates go down but they can never go up on you!!
2026-06-15 15:50:08
67
Money | Mindset | Business :
i wish the uk was more like france 😫 they have fixed rates for the entire mortgage term
2026-06-15 07:25:53
119
UX Tshili | Startups :
Sorry girl. It’s not that you didn’t look at the numbers. We genuinely haven’t seen interest rates like this in decades, no could even fathom it would happen
2026-06-15 12:06:47
29
tywhuan 🌸 :
1.2 is ridiculous 😂 I’m guessing you locked in during Covid?
2026-06-15 22:06:09
7
Scuba J :
I think this is something that is not explained well to home buyers particularly first time buyers given the historically long term lows there have been over the past 10-15 years.
2026-06-15 09:40:28
23
kwas_ :
Had 0.86 went to 4.13 it is a Killer
2026-06-15 22:52:48
5
Oyin :
Can you live in your BTL property ?
2026-06-15 13:15:03
1
J25 :
But your deciding to take a buy to let as a potential way to make money . These rates are always higher
2026-08-03 18:51:10
0
livi.scents :
This is scary??? What are you going to do? 😭😭
2026-06-15 12:42:33
1
Loneytoon :
Freind of mine will pay £800 more per month
2026-07-22 10:45:15
0
PeckhamTerrace :
You'll be in for an even bigger shock when you realise you have to pay tax on the gross rental return you make on that buy-to-let and not the net after your mortgage payments.🙃
2026-06-16 12:02:28
0
Lizzle01 :
Mine is 1.32% ending in August. Going up by £200 a month, I live alone *sigh*. I knew the rate was going to go up and thankfully, this worst case scenario is still very very cheap in terms of monthly payments, I am just miffed that the rates are where they are, they were looking so much better before Trump 😒😒😒
2026-06-15 13:16:33
21
Charlotte Phelps :
how are people still on cheap rates. we have renewed twice since Liz truss tanked the economy. first time it went up 50%, it came down a bit but still paying 33% more than before
2026-06-15 19:56:46
1
EmpressBee :
Buy to let interest is higher anyway
2026-06-16 16:47:35
1
mugsybritish :
I find it interesting that people are shocked. I bought last year and I stress tested my finances up to an interest rate of 10%. Fully aware that after my fixed term ends interest rate could increase
2026-06-15 16:47:26
8
Folakems :
1.2%!!!! The absolute dreammm
2026-07-08 22:45:35
4
homeownerdiaries :
1%!!! Omg what a luxury 🥲🥲🥲🥲🥲
2026-06-17 15:18:13
2
Lauraonwheelz :
I knew the average rate was 5% and 1% was an anomaly, so when borrowing, I figured out what a 5% rate would cost me for my budget and made sure I didn’t go over that with the property I chose and how much I borrowed. I hope rates go down but 5% has generally been the average over time. We likely won’t see 1-2% for a very long time.
2026-06-17 22:46:28
3
Emmy 🩵 :
1.2% 😮 wow those were the days
2026-07-17 11:12:25
1
Certified_loverboy$ :
Me in 2023 😭… renewal in 2028🙏
2026-07-19 23:33:08
1
dalvindergill94 :
For most residential homeowners, five years paying back interest and principal would make a decent dent in their mortgage, cushioning some of the blow of higher rates.
2026-06-25 15:47:38
1
melissasayso :
Omgggggg
2026-06-15 11:37:44
1
meowgoesthekitty1 :
Hi! I am going from a 1.14% to something dastardly in October. Only saving grace. Ltv is under 38% so in the worst case scenario it’s going to be £400 more a month paying off the loan rather than interest only. Still sucks though…
2026-08-06 15:59:28
0
babythesailor :
Ok but sis what hair did you use? it’s gorgeous. Do tell.
2026-06-16 13:13:25
0
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