Cody Yaps
Region: PH
Monday 15 June 2026 12:06:30 GMT
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Onin :
daming eme basta kung ano ginamit nyo bayaran nyo, yun na yon basta pay on time tapos
2026-07-15 07:53:23
160
Edo :
not true. paid it before due date and my CS is amazing. It even increased gradually. What’re your sources, my guy?
2026-07-15 04:46:41
11
liyo :
i think maraming namisunderstood, basically what the op is saying is wait mo muna mag issue ng statement then pay mo na agad, hindi niya sinasabi na pay on the due date or after your due date, kasi if you pay everything before the statement generates lalabas na statement mo for the billing cycle is zero which will make it look like you never used the card at all, not sure if this is real but just merely clearing up kasi I'm seeing some negative comments who clearly misunderstood
2026-06-16 00:00:23
266
Julie SU :
Maiintindihan lang to kapag alam nyo ang pagkakaiba ng statement date sa due date. 😉
2026-06-16 01:44:38
347
Cody Yaps :
Bago ka mag comment ang statement date ay ang pesta kung mag kano ang utang mo. ang DUE DATE kung ang last day to pay. Magbayad kayo before the due date wala akong sinabi wag kayo mag bayad.
2026-06-16 04:50:24
111
Jervan Jervan :
Not true. I always pay right after the transaction. I have a great credit score 🙂
2026-06-22 11:39:06
45
juxtaposition :
Liar! I always pay before the statement date at pataas ng pataas credit score ko. They also add my limit na hindi ko naman na din magamit.
2026-06-17 13:38:49
21
Mayvel.A ౨ৎ :
No, that is wrong! Wag kang misleading sa content mo.
2026-06-15 21:46:36
37
Isabel :
Me when I lie
2026-06-15 21:28:59
27
Bree :
Saan po yung source mo nito sir kasi parang contradicting sya sa nangyayare saken. In my case, consistent na mataas credit score ko even though I pay in advance ng madalas tapos may auto increase din ako ng CL kahit di ako nagrerequest. 😀
2026-06-15 19:19:26
80
ej :
I don’t think so. I always pay even way before the statement date. Pagka kaskas ko then uwi ng bahay. Bayad na deretso sa card. And tumaas cs ko from low 600 to 800 in the past 1 1/2 year.
2026-06-16 11:48:57
5
Dav :
I always pay mine after i received the SOA and my limit doubled fastttt
2026-06-17 15:04:24
8
Regs :
Balewala naman sa pinas ang credit score. Dito basta wala kang utang at marami kang pera sa bank, makukuha mo lahat at makakapag loan ka pa rin. Unlike sa US, ginagamit ang credit score mo kahit sa pag rent sa apartment.
2026-06-16 01:53:30
26
Jas. :
I pay day before the due date. Yung pinangbabayad ko kasi pinapatubo ko muna sa digital banks lol
2026-06-18 07:10:33
11
kit_ballesteros :
Misleading to!! Mas maganda nga magbayad ka lage in full para makita nilang good payer ka at dahil doon tataasan nila lage credit limit mo at maganda din maging credit score mo.. and by this video tinuturuan lang kayo magkautang at puro bayad ka lage ng interest
2026-06-16 03:08:47
8
Eli :
nope you are totally wrong lol
2026-06-15 21:37:35
6
꧁•⊹٭𝚀𝚞𝚒𝚗𝚗 𝚁𝚘𝚜𝚎٭⊹•꧂ :
Sus wag nyo na pinag iintindi yan content nya yan. Pwd mo ugaliin mag bayad sa credit card mo every pay day mas maganda yun maging habit. Kasi ang pera kpg nakikita mo sa account mo possible magastos mo pa sa ibang bagay. Ako kahit naka 30-40 months long term ang binili ko without interest habit ko mag send ng pera every pay day sa credit card para mabilis mo mabayaran. That’s it.
2026-06-15 21:31:33
24
Los Hermanos Clasicos :
That’s for US not applicable sa Philippines. napanuod mo lang yan from US content creators dinala mo agad sa PH
2026-06-16 00:54:17
10
Dai :
example due date is 17, pero dahil sahod na ng 15, binayaran ko na sya kagad.. So dapat saktong 17 ako magbayad? tama ba?
2026-06-15 18:05:26
6
Cyd Travinio🏳️🌈 :
very inaacurate
2026-07-14 19:19:15
1
user1153743911707 :
sino naman nagbabayad before statement date??? halimbwa meralco uunahan mo na magbayad ng wala pang bill??
2026-06-20 07:43:03
0
Keng :
Basta bayaran in full amount lahat ng cards na meron ka before due date yun ang mahalaga. As long as walang late payment ok na yun
2026-06-18 08:14:09
2
eeeeqqqq :
Ako na walang pake sa credit score, having credit card is enough for me 😅
2026-07-16 02:44:13
1
charmander148 :
Not true.. i checked mine mas tumaas pa nga
2026-06-17 02:52:35
1
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