Cody Yaps
Region: PH
Monday 15 June 2026 12:06:30 GMT
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liyo :
i think maraming namisunderstood, basically what the op is saying is wait mo muna mag issue ng statement then pay mo na agad, hindi niya sinasabi na pay on the due date or after your due date, kasi if you pay everything before the statement generates lalabas na statement mo for the billing cycle is zero which will make it look like you never used the card at all, not sure if this is real but just merely clearing up kasi I'm seeing some negative comments who clearly misunderstood
2026-06-16 00:00:23
121
julie_su :
Maiintindihan lang to kapag alam nyo ang pagkakaiba ng statement date sa due date. 😉
2026-06-16 01:44:38
172
Klamor :
This is only in the US. PH credit system does not work this way. Each bank has its own criteria
2026-06-28 07:05:09
1
ItsmeAnne :
Parang misleading info ka teh! Mas maganda nga yung advance ka nagbabayd kase nakikita sa transaction history na good payer ka
2026-06-15 23:04:28
159
Jervan Jervan :
Not true. I always pay right after the transaction. I have a great credit score 🙂
2026-06-22 11:39:06
7
Jarween :
pano makita ang credit score
2026-06-18 03:28:06
0
Isabel :
Me when I lie
2026-06-15 21:28:59
24
Cody Yaps :
Bago ka mag comment ang statement date ay ang pesta kung mag kano ang utang mo. ang DUE DATE kung ang last day to pay. Magbayad kayo before the due date wala akong sinabi wag kayo mag bayad.
2026-06-16 04:50:24
86
Mayvel.A ౨ৎ :
No, that is wrong! Wag kang misleading sa content mo.
2026-06-15 21:46:36
35
Bree :
Saan po yung source mo nito sir kasi parang contradicting sya sa nangyayare saken. In my case, consistent na mataas credit score ko even though I pay in advance ng madalas tapos may auto increase din ako ng CL kahit di ako nagrerequest. 😀
2026-06-15 19:19:26
58
Dav :
I always pay mine after i received the SOA and my limit doubled fastttt
2026-06-17 15:04:24
5
Regs :
Balewala naman sa pinas ang credit score. Dito basta wala kang utang at marami kang pera sa bank, makukuha mo lahat at makakapag loan ka pa rin. Unlike sa US, ginagamit ang credit score mo kahit sa pag rent sa apartment.
2026-06-16 01:53:30
10
amishkamishkamishka :
Liar! I always pay before the statement date at pataas ng pataas credit score ko. They also add my limit na hindi ko naman na din magamit.
2026-06-17 13:38:49
20
꧁•⊹٭𝚀𝚞𝚒𝚗𝚗 𝚁𝚘𝚜𝚎٭⊹•꧂ :
Sus wag nyo na pinag iintindi yan content nya yan. Pwd mo ugaliin mag bayad sa credit card mo every pay day mas maganda yun maging habit. Kasi ang pera kpg nakikita mo sa account mo possible magastos mo pa sa ibang bagay. Ako kahit naka 30-40 months long term ang binili ko without interest habit ko mag send ng pera every pay day sa credit card para mabilis mo mabayaran. That’s it.
2026-06-15 21:31:33
23
Dai :
example due date is 17, pero dahil sahod na ng 15, binayaran ko na sya kagad.. So dapat saktong 17 ako magbayad? tama ba?
2026-06-15 18:05:26
5
Eli :
nope you are totally wrong lol
2026-06-15 21:37:35
6
Jas. :
I pay day before the due date. Yung pinangbabayad ko kasi pinapatubo ko muna sa digital banks lol
2026-06-18 07:10:33
10
Los Hermanos Clasicos :
That’s for US not applicable sa Philippines. napanuod mo lang yan from US content creators dinala mo agad sa PH
2026-06-16 00:54:17
10
77 :
source?
2026-06-18 06:32:50
0
user1153743911707 :
sino naman nagbabayad before statement date??? halimbwa meralco uunahan mo na magbayad ng wala pang bill??
2026-06-20 07:43:03
0
Keng :
Basta bayaran in full amount lahat ng cards na meron ka before due date yun ang mahalaga. As long as walang late payment ok na yun
2026-06-18 08:14:09
2
charmander148 :
Not true.. i checked mine mas tumaas pa nga
2026-06-17 02:52:35
1
trace396 :
False… maaga ako mag bayad still may increase parin ako sa credit limit and tumaas din ang credit score this year.. soo this is false
2026-06-16 07:25:21
1
rie :
recommended utilization rate?
2026-06-17 11:30:23
0
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