C. People will hear that everything in the S&S ISA is going to be taxed. Unless you have one, you wouldn’t know what they meant by the cash held in it. It’s another barrier to entry.
2026-06-15 15:27:56
2
steve924924 :
I don’t think Vanguard even give you interest on cash held in a S/s isa, T212 do but I don’t hold cash in them anyway. If I want to hold cash I do it in my Sipp. You could always use a money market fund rather than holding cash. Personally I use the starting rate so I can earn about £4k in interest outside an isa before having to pay tax anyway but appreciate most can’t do that. You can’t really go wrong dropping your money in a global index fund or exchange traded fund to be honest. The only other problem is if you suddenly have a lump sum say redundancy and you want to drop it in over a few months if the market is very high that may course tax implications. At the end of the day these accounts only make gains if you are investing 🙂
2026-06-15 14:29:07
1
Mrs Clare Hoops | Crafts/Hacks :
I would love you know your thoughts, it just makes me want to avoid investing even more as I have less idea what to do
2026-06-15 13:54:54
1
🌟🌟 Silvia 🥰 :
You will always hold a special ❤️spot in my heart because of your kindness @Steve J Conley
2026-06-16 05:22:29
0
🌟🌟 Silvia 🥰 :
I put in $500 and then I started making good figures with steve skills. $5k profits, I’m impressed by the work of @Steve J Conley
2026-06-16 05:22:35
0
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