I have 0 self discipline dude cool shit ain’t cheap and cheap shit ain’t cool
2026-06-16 01:06:59
20
Noah Gatto :
Wait… you’re not supposed to buy a brand new 90k dollar truck at 18 to build credit?
2026-07-07 12:48:05
0
Zach McVay :
i got turned down by 3 places for a credit card at 18 so i got a 8k auto loan and they let that happen 😂
2026-06-15 21:58:46
8
doublej380 :
he's right we got are teenagers one to teach them to manage money
2026-06-16 16:01:31
0
@ash24valve :
Easiest way I try to explain to others …
2026-06-16 00:47:00
2
Kentttty :
I just got my first credit card last year at 32 years old. My credit was terrible and I didn’t even know since I never had one.
2026-06-16 01:44:15
1
Jack McKelvey :
Your TikTok is based on calling me out
2026-06-17 03:37:13
1
user3570179505292 :
It in fact did not help my wife with a auto loan 8 years paid off every month perfect credit score didn’t matter since never had a auto loan history
2026-06-27 01:24:42
0
Maryah Schooley :
Add your kids as authorized users as teenagers. My parents did it for me and I graduated high school with an 800 credit score!
2026-06-16 02:15:15
0
lil.pebbles06 :
Open that credit card and keep it active, don’t let it close out because you’ll loose your credit history. They want you to have multiple lines of credit to show diversity so a few cards is better than 1. The higher the limit the better if you have self discipline because you shouldn’t use more than 30% of the limit, ideally 10% and under. Credit usage percentage will dock you pretty hard. Credit karma has helped me stay on top of it.
2026-06-16 02:37:08
0
Michael Bontrager :
Yea just put a limit on your card, I’ve had one since I was 18
2026-06-16 01:37:09
0
Thatghosted_6.7 :
turned 18 got a credit card in 4 months had a 750 just be smart with it and dont spend more than you have
2026-06-15 22:42:20
1
Chris McDonald :
Got my at 18 to start building early and I got a gas one cause I alredy payed for gas with my debit card
2026-06-15 21:44:02
2
Blake VandeWall :
I’m 38 years old and have never had one. I look at it as if I don’t have the money to pay for it I don’t need it
2026-06-16 05:06:45
0
user7890163!! :
Oh boy… bad idea
2026-06-26 19:14:27
0
lil.pebbles06 :
Pay off in full every month!!
2026-06-16 02:38:31
0
yeti_lly :
Forgot to mention you’re only supposed to spend 30% of your balance and pay it off immediately once it posts.
2026-07-30 06:03:28
0
Dawson Hug :
Vehicle loans work just as good
2026-06-16 19:44:54
1
Riddler :
Can I just use your credit card
2026-06-15 22:19:12
3
To see more videos from user @petefarms, please go to the Tikwm
homepage.