@moneywithpete: Most people in the UK will make one financial decision that defines the rest of their life. And most of them will never stop to question whether it was actually the right one. We follow two brothers who each inherited £150,000 in 2004. One did exactly what society told him to do. One didn't. Twenty years later the gap between them will change how you think about money forever. We break down the real numbers behind UK property. Not the headline figure everyone talks about at dinner parties. The actual number you walk away with once you factor in stamp duty, legal fees, maintenance costs and two and a half decades of mortgage interest paid straight to the bank. Then we look at what a simple index fund did with the same money over the same period. No stock picking. No risk taking. Just time and compounding doing what they do best. The result isn't close. If you've spent your life being told that getting on the property ladder is the only sensible path to building wealth in the UK, this video will make you think twice. Pound Smart Pete breaks down the financial systems that shape your life and shows you how to make them work for you instead of against you. Follow for a new video every week. Not financial Advice - Always do your own research before making any financial decisions. #money #finance #wealth #rich #investing #PersonalFinance #moneymindset #moneytips #wealthbuilding #retirement #MoneyTips #savingmoney #UKMoney #property

Pound Smart Pete
Pound Smart Pete
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Region: GB
Monday 15 June 2026 22:27:52 GMT
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darrenwhiting5
Darren Whiting809 :
where did brother 2 live for 25 years how much rent would come out of the 650k
2026-06-15 22:43:38
13
moneywithpete
Pound Smart Pete :
Would you rather own a £300k house outright or have £300k invested?
2026-06-15 22:28:30
1
chrmallia
ChrisM :
And where is brother 2 living? With parents? Renting? Living means you still need to pay your bills
2026-06-27 05:17:27
4
paolodebernardi2
Paolo :
the first thing the market is going up and down, brother number 2 can risk loosing everything on the market, brother number 1 should buy more than 1 property and rent out over 10 years he would have more money. I know someone who had £24000 in debts and now she has 6 millions in properties
2026-06-16 08:34:04
3
martyn_wales
martyn_wales :
Plus the income of rent if both lived in another house? 22 years of rent?
2026-06-16 19:52:25
3
user3815959621215
polly :
What about rent? The stock market and shares are a risk
2026-06-30 16:22:26
2
madikeriabu
Madikeri Abu :
Something amiss here. If brother 1 has paid 150,000 why pay interest for 25 years? If he has rented it out, why the rental income is not accounted for? If brother 2 invested all his inheritance in stock market, how much rent he must have paid during the same 25 years? A biased report in favor of stock market.
2026-07-11 15:19:54
0
robertflanagan3
Robert Flanagan886 :
I don’t get the house option he had £150,000 roughly the cost of a house why are we talking about mortgage interest rates.
2026-07-07 22:38:29
1
c2azymo
Mohammed :
The stock market is overleveraged at the moment. There’s a crash coming buy them.
2026-06-22 05:24:41
1
cbexits
CBExits :
One only used $30k tho.
2026-07-07 20:04:03
0
merz8806
Mary-Jane Hall742 :
where do I live in the 25 yrs
2026-06-17 07:33:37
4
samdickinson27
Sam Dickinson :
wtf did he get his £150k from? 😳
2026-06-22 16:50:36
0
jonny__wood
Jon :
After doing an in depth study on the matter using ai, and comparing other options, its really not the best way to build wealth these days.
2026-06-21 21:56:14
1
robertlewis2330
robertlewis2330 :
How much was the brothers rent for all those years ? That has to be taken into account surely?
2026-06-30 21:00:37
1
gtiktok333
user482997015839 :
What about the rent profits and tax incentives
2026-06-22 09:01:03
0
vinnisea5
vinnisea :
what about capital gains tax?
2026-06-20 17:31:44
0
foleybear3
foleybear3 :
Rent . Dead money .
2026-06-21 17:37:28
0
reggietheballdog
Kee :
yes wheres the expense for where brother 2 lived ?
2026-06-17 07:21:55
1
user8473404482996
Flower :
what are the inheritance rules with investment?
2026-06-20 08:55:12
0
jetitoska4
JetiToska :
He have saved in rent and in value of the property
2026-07-14 11:59:37
0
mikehands967
mikehands967 :
Unless brother 2 already has his own home or somewhere to live this is nonsense. Brother 1 has a place to live for 20 years, brother 2 will pay a fortune in rent over those 20 years.
2026-06-27 11:07:18
1
martinhughes272
MartinHughe$$ :
😁😁😁
2026-06-23 09:31:39
0
jen.dem
JS :
🥰🥰🥰
2026-07-13 22:26:45
0
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