CHIT:useful things
Region: US
Monday 15 June 2026 23:13:40 GMT
84494
10835
489
241
Music
Download
Comments
scotty :
that “credit check” is really a promissory note
2026-06-17 19:34:43
48
Nicole Richee🖤🇺🇸 :
they don’t sell cars.. they sell car loans
2026-06-16 15:51:17
3911
Dustin Nevins :
Trick finance the car get the discounts on the car and then pay it off within 90 days and the bank will pull their kick back back from them. They don’t want you to know this.
2026-06-16 12:28:12
953
Will 😎🇺🇸 :
They don’t make money when you pay cash. They hate when they hear “I’m paying cash”. When I purchased my car, I went through the motions and got all my discounts through “financing” and paid it off after getting my first “car note” 😂.
2026-06-16 12:00:00
529
user878797979122029 :
Car loans keep us broke.
2026-06-16 23:28:17
717
Crissy Criss :
Don’t tell them ur paying cash in the beginning…..negotiate the final out the door price first…..then tell them you’ve decided to pay cash
2026-06-17 00:05:11
223
operatorhop :
You should’ve financed and just paid it off if there was heavy discount who cares if the dealer makes money
2026-06-16 03:32:50
58
Rock60 :
They are selling loans
2026-06-16 07:40:42
490
CoeusO :
No they legitimately want you to get a loan, drive a car off their lot, then come back in a year, have half or more of the loan, and "trade up" for a new model so you're literally always in debt with a new loan and always paying them every month, plus, I'm sure they conspire with insurance too, full coverage on a new car rather than just liability on a ten year old car, it's a scam, they literally want you to end the month with $0 in your account every single month for the rest of your life
2026-06-16 23:41:33
128
Donnie.G :
Got 3 years left and this will be the last financed car. Just think, $600 car note, $150 insurance, plus maintenance! Almost a $1000 per month that should have been investing. No more
2026-06-18 15:32:04
35
Lolita_Shay :
I would have left and went to another dealership I HATE when I have to say no multiple times to an adult about the same topic…. I would of left
2026-06-16 17:43:46
184
Virgo 💕 :
They sell loans not cars. So happy to not have a note.
2026-06-16 20:47:41
41
LIGHT 7 :
I’m glad you didn’t let them bully you into that load
2026-06-16 15:19:32
315
Elle Jay :
I paid my car off yesterday! Done with paying a damn car note
2026-06-17 14:19:01
20
Bejeesus :
keep y'all credit locked
2026-06-18 00:04:51
60
CaliGyrlT :
They make money off the rate
2026-06-16 17:32:15
118
Shogun :
I had pre approval with my bank had check in had 18,500 they car came up to 19,100 l told them get the car down to 18,500 they said no so I walked
2026-06-16 11:01:55
47
sosouthernjp :
They’re very dependent on interest
2026-06-23 17:13:56
8
GlamAndFierce :
I got financed with my credit union in 2020 with 2% interest on my Mercedes. I talked them down on the sticker price from $47K to $40K. They asked me to run my credit, because they thought I was financing with the dealership. Until I pulled out that credit union approved financing. The dealership was so mad... 🤣🤣🤣 I'm not agreeing to a 4% interest rate with ya'll... 🤣🤣🤣
2026-06-16 16:06:35
34
Quila :
Mortgages/Rent, Car loans, payday loans, afterpay, affirm, credit cards all keep people in debt. Why you think the credit bureaus send emails about new credit card offers, etc. it’s crazy
2026-06-17 12:03:34
9
astheCrowFlies13 :
Cash payment means no interest to anyone and that’s what they’re after
2026-06-17 13:17:33
12
Sapphire :
Good for you. And you got one hour. If you can’t sell me a car in one hour I’m out. I’m not sitting here 4 hrs.
2026-06-17 13:51:11
9
Lover girl🌀 :
I just don’t understand why we have to go to dealerships. Why can’t we go to the manufacturer and make the deal straight out and cut out the middleman?
2026-06-16 17:11:49
8
Peter :
100%. Nah you let them negotiate. Based on them wanting to finance then right at the end once the out the door price is where you want it then be like cash.
2026-06-17 13:03:56
5
To see more videos from user @letschit_chat, please go to the Tikwm
homepage.
