@michelle.huangyy: Should you buy or rent? 🏠 Not financial advice, assumptions are just for illustration and educational purpose. Always do your own research. When you invest, capital is at risk. #buyingahome #renting #PersonalFinance

Michelle Huang
Michelle Huang
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Region: GB
Tuesday 16 June 2026 16:22:31 GMT
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davidsscc
S :
This is obviously assuming that the rent will forever be kept at 2000 a month, which of course it’s not.
2026-06-16 16:44:08
26
myko101ab
Michael Barrowman :
Doesn't account for the 4% rent increase per year too 🙄
2026-07-26 21:14:31
18
marcooog
marco :
acting like your rent will remain the same, or that you won't move + the costs involved with this over 30 years....
2026-07-05 11:16:34
222
mistermcg
RFC :
And the renter has assumed that rent prices didn’t change for 30 years 😂
2026-06-17 06:29:07
128
clariceakrigg
Clary Bug :
Year but your rent goes up over those 30 years
2026-07-07 08:28:30
129
logix1012
Logix101 :
firstly, in the uk, rent is more than a mortgage repayment for the same property. secondly, over 30 years rent will keep increasing. this is rubbish advice
2026-06-16 17:17:27
32
jay999997777
user6284896510442 :
And the assumption you’re paying the same amount in rent for 30 years; wake up from that sweet dream
2026-06-17 15:50:51
91
iathehost100
Thehost100 :
Rent very unlikely to remain £2000/month over 30years!
2026-06-16 16:44:48
44
glosoli4
Glosoli :
So your £2000 rent wont go up every year? 😂
2026-06-16 22:55:25
81
martynbarrett
Martyn Barrett :
Rent stayed the same for 30 years? This does not track at all
2026-06-17 19:03:43
53
sebexclamationmark
sebexclamationmark :
You didn’t factor in rent growth
2026-06-19 13:20:41
40
bb170550381
™ :
show me a £2000 rent in 2056 😂
2026-06-18 15:16:34
51
shrimpmamma
shrimpmamma :
But realistically the rent for the same sized property would be more expensive than the mortgage..
2026-06-17 13:30:56
55
jameswmarsh
James Marsh :
£2000/month rent doesn’t really get you the same as a £2750 mortgage though. The mortgage on my £2100/month rental flat would be around £1800 with a £55k deposit.
2026-06-16 22:10:27
119
scatter_plot
Scatter Plot :
What about the mental illness from dealing with landlords BS for 3 decades.
2026-08-03 23:09:21
29
michaelhutchison19
Michael Hutchison :
Such poor guidance. The rent isn’t staying at £2000!!!! It will drift upwards as house prices drift upwards. The mortgage on the other hand will always be close to £2750 and at 4% mortgage rate will be paid off in 20 years after which the full £2750 a month can be invested for 10 years
2026-07-08 21:02:41
5
emmamazzyyy
emmamazzyyy :
I’m in London and I don’t know anyone renting who pays less than someone with a mortgage.
2026-06-18 09:29:02
26
jamescamden96
jamescamden96 :
This is donkey math. The rent will go up every year, and by the time that house is worth £1.55m the rent will be £6000+ per month! 🥀🥀🥀
2026-06-16 21:22:14
21
quriousmr
quriousmr :
did anyone mention risks with each option?
2026-06-16 16:37:41
13
abi_xcg
Abi :
rent does up, plus you'll be renting until you die. this is a dishonest comparison that may sadly mislead many
2026-06-17 09:23:05
8
casaaltbau
Andrea | interior design :
…and during those 30 years you can be kicked out of your house every single day and then good luck finding the same type of house for the same price. This is so silly.
2026-06-17 20:09:16
47
gsdd_888
gs_888 :
What about rent increasing?
2026-06-17 15:30:57
15
francesc.rillo
Francesc Rillo :
10% anual growth? Where the hell do you get that? Also, a house worth 550k rented for 2k a month? Where do you get that?
2026-06-17 11:32:17
10
at.home.with.gina
Gina :
I’m sorry. 10% annual growth? Tell me where?
2026-07-08 07:24:39
12
searingrenny
SearingRenny :
For the same property, rent is higher than a mortgage.
2026-06-18 06:55:36
17
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