PicNicLoans
Region: US
Tuesday 16 June 2026 19:48:49 GMT
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hayleysummer :
I’m paying $.89 extra every month how many years does that take off 😁
2026-06-17 18:54:47
1696
Bre :
Now how about extra payments and bi weekly mortgage payments?
2026-07-13 02:08:34
1
Ros Men :
Paid mine off 10 years early… I paid an extra $100 towards the principal each month.
2026-06-17 04:13:09
916
Tierney :
And even after you pay it off you’ll still owe taxes
2026-06-17 11:59:54
3420
Cody Eaton :
just paid off my 30 year mortgage in 3 years 9 months 🔥
2026-06-17 16:59:45
328
Michelle Helms730 :
so what if I have a 20 yr loan and 3.2% rate?
2026-07-16 20:08:13
0
Ash Zawja :
12 extra payments a year is wild. We can barely afford the mortgage
2026-06-17 20:04:34
584
Samantha Nicole :
I pay an extra $1000 per month and my 25 year mortgage has turned into a 4.5 year mortgage
2026-06-17 22:00:34
100
Chuulee(: :
when you say extra payment... you mean another full payment, correct?
2026-06-16 20:30:34
376
troyfox831 :
Who can pay 12 extra payments that double per month 😂
2026-06-17 14:29:28
163
jodydewey805 :
sure i have 36k just laying around
2026-06-17 16:18:54
81
Iliana | MI Bridal Hairstylist :
8yrs into our 30yr mortgage & we’ve paid off a little over 50% 🙌🏻
2026-06-18 18:09:40
35
ANTOINETTE :
We paid off ours in 1 year with one extra payment lol. Who said how much the extra payment had to be….?
2026-06-25 20:19:08
5
Billthephotoguy❌ :
Yup my wife and I just did ours in 14. Seems about right. We would put about 6 extra a year. Ended up saving $40,000 buy paying it off early
2026-06-17 20:06:46
16
NMTacoma :
How long will it take if I miss 6 payments a year?
2026-06-17 20:10:22
39
Damnriggz :
Problem is 3 extra payments is like 15 grand
2026-06-24 00:10:31
5
ke_duh_foodie :
Got our mortgage in 22’ and by 31’ it’ll be paid off .
2026-06-19 00:08:01
11
CC :
Biweekly payment is the best zero effort thing to do. When rates start going down, refinance to a shorter term with the same payment amount & it's even better.
2026-06-17 21:36:57
10
tachyontachyoff :
Cool. Can't afford even one extra payment, kthxbye.
2026-06-22 21:02:22
7
NatNatSuperCat :
sir. I can barely afford my one monthly payment at the moment with the increase in property taxes and insurance.
2026-06-20 20:52:27
5
Ny 🩺📚✈️ :
i can do 2 extra a year ... let me stop playing 😭
2026-06-18 11:51:31
5
Nick :
If you 348 extra payments a year, you’ll have it paid off in one year!
2026-06-22 16:41:25
6
Samantha :
My mortgage is $2800. FOH
2026-06-17 21:28:12
10
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