Dan the budget man
Region: US
Tuesday 16 June 2026 20:39:54 GMT
5368
114
41
10
Music
Download
Comments
Jaclan :
This strikes me as very unrealistic. I see your numbers and how you ran them down, but two cars are paid off? Or they only need one car with four kids in this hypothetical. No kid gets any routine extra curricular, no vacation (unless they save all $400 of their flex fund for at least half the year and only got places without flights), no copays or medical deductibles - with four kids it seems likely you go to the doctor at some point, no pets, no TV subscriptions for entertaining 4 kids, no service for vehicles, no tagging vehicles(annually but amortized monthly), birthday presents for at least 6 people for each person in the family(if that comes out of the $400 and subscriptions and friends birthdays etc then goodbye one annual vacation) I didn’t see the original video to speculate, but I think this drastically misses the mark.
2026-06-17 01:20:56
14
Who me? :
My electric bill is 600/mo. Gas $100. Water $80 and we have a well for watering. Car insurance with one teenager is over $300/mo. And I live in a low COL area. This is not realistic at all.
2026-06-17 01:54:12
3
Dauminique Fisher :
I spend $800 on just fuel for my vehicle…..
2026-06-17 17:39:08
0
N. :
Savings? Investment? Next car? Kids activities? Dates? Vacations? Clothes?
2026-06-17 01:46:02
10
☁️ :
lol where in Boston can you find a house for $420k? I bought 1500sqft house with 1 bathroom (in Boston) 10 years ago for $600k.
2026-06-17 00:08:04
8
dustcreatches :
Where are they getting the paid off car and 20 percent down 😭😭
2026-06-16 20:54:21
14
Thereformedbadger :
Are the taxes accurate? Ctc on that income has you netting negative tax liability for federal
2026-06-17 02:13:48
1
Heather Huteson :
I support my family of 5 on $85k
2026-06-17 01:42:11
4
MH66 :
You have health copays and deductibles & prescriptions
2026-06-17 12:00:03
1
j :
works until something goes wrong with the house or car, or a big medical bill hits. we just got hit with medical bill + vet bill + electrician bill in the same month and would be screwed if our budget was this tight
2026-06-17 16:24:41
0
Nerdmom's Life (Jacqueline) :
We have a high deductible insurance in California and still over pay $1k a month for insurance
2026-06-17 03:51:41
1
Alex :
Nobody factoring in you get $2200 child tax credit per kid. Another $733/mo there
2026-06-17 08:13:51
1
Franimal4222 :
why assume paid off car?
2026-06-17 12:45:11
0
Mondays :
80k Texas. You aren’t counting $500 per month in Panchos lunch.
2026-06-17 01:25:35
0
user7372795993 :
I fold towels and will never make a $100k!!!!!!!!!!
2026-06-16 23:13:51
0
Happy Lawyer ❌ :
Don’t let anyone get sick because those copayments and deductibles hit hard
2026-06-17 11:46:49
0
Tiff| Content Creator 💫 :
It’s definitely possible.
2026-06-17 13:34:04
0
Ally the Ammy :
In this model, the family is one emergency away from potential financial ruin. You’re right that’s possible, and lots of people make it work with less, but a lot of those people are up to their ears in credit card debt and overwhelmed on a daily basis with the stress of trying to make ends meet.
2026-06-17 15:43:09
0
ohcoolithoughtso :
Bare, bare, bare minimum. None of the kids play sports or want to do marching band? Need braces? Teens gonna drive? Wanna help them through college? Also, we’re lucky my husband can carry our health insurance for ~$600/mo. If I did it through my job it would be $2100/mo for much worse coverage.
2026-06-17 03:02:28
0
To see more videos from user @budgeters_anonymous, please go to the Tikwm
homepage.
