@moneyinmotionhq: UK self-employed retirement saving. Here’s the four tools that actually matter. Whether you're a freelancer, contractor, creator, or sole trader: no one's auto-enrolling you, no one's matching your contributions. Here's the full UK toolkit. Quick recap of the tools mentioned: 🟢 SIPP — your DIY pension. HMRC adds 25% basic rate tax relief on contributions. 🔵 Stocks & Shares ISA — a tax-free wrapper for investments. £20k/year allowance, no tax on growth, no tax on withdrawals, fully flexible. 🟡 LISA — a type of ISA (same tax-free benefits) PLUS a 25% government bonus. Under-40s only, locked until 60 or for first home. ⚪ State Pension — the foundation. Keep your NI contributions up through self-assessment. Full breakdowns of each are in the pensions playlist on my page. Self-employed and saving for retirement? …Where are you at with it?! #selfemployed #UKpension #SIPP #freelancer #contentcreator

Jonathan | MoneyInMotion

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Thursday 18 June 2026 14:05:29 GMT