Megan
Region: US
Friday 19 June 2026 18:50:19 GMT
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Tori :
Not sure why a heloc is a bad thing? My mortgage is a heloc. The more I pay off, the more it opens up if needed. We are debt free otherwise. But maybe Canada has different helocs?
2026-06-19 19:59:17
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Stephanette Says :
I watched your videos and saw you talking about options that had been presented to you. In my mind, you were just processing and looking for other’s thoughts and experiences. I hate that you have had this negative impact on top of the issue you’ve had with management.
2026-06-19 19:13:50
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vanderthrift :
I’m only commenting to engage. My parents took a heloc to renovate their house but they knew my dad would be getting two large bonuses so they paid them off in 2 years. But I also had friends who did it to consolidate their debt and both lost their homes..because they ran out and got more debt.
2026-06-20 00:05:08
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karmalysium 🇨🇦 :
It has to be tough putting yourself out there and having people who pile on like that. I'm sending you guys virtual hugs and know that whatever you choose to do is the right decision for you at this time.
2026-06-19 18:57:35
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Staci :
Hey, I’ve been following you a long time. You are doing just fine. Sometimes people are crappy. Don’t let them upset you. You sound sad today ☹️
2026-06-19 20:55:08
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Melissa ❄️✨ :
I work in mortgages if you ever have any questions please message me. Also while yes with the line of credit if you default there is a lien on your home but with credit cards if you default on those there are times where they can place a judgement lien on your home as well so either way would be similar outcomes
2026-06-19 19:00:48
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Karinas_world :
what is wild that you are explaining YOUR experience. What YOU are doing, what YOU are wanting, what YOU are thinking of doing. Girl. ignore the haters. There will always be someone that doesnt agree. They are giving you engagement.. which helps. their opinions however dont always. I have been falling since you started posting. More OJ... but also someone who has common sense AND someone who understands my place in a strangers life.. because although I have followed along for a long time... we are internet social media fans... Still stangers. So pop off girl. you are doing great.
2026-06-20 22:32:35
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Hi! It’s Di :
Megan, in the meantime, start looking into new 0% credit cards for new balance transfers. I remember some of your current ones are coming up on interest being owed. Give yourself some breathing room 🫶🏻 I say this as someone who got out of almost $30k of CC debt about 6 years ago
2026-06-22 03:46:46
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Shelby Schulz :
I work in the finance world. Although, I don’t believe the HELOC is a great fit for this particular situation, I do think you should get the HELOC. Coming from your first video about your current struggle to pay bills, you should get the HELOC for peace of mind that you have $20K to grab at a moments notice. You don’t pay on the HELOC unless you pull funds so it could sit there for years and years without being touched without needing to pay a dime. Sometimes a plan B in your back pocket is always nice to have. ❤️
2026-06-20 03:57:56
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Nesha ✨️ :
I commend you Megan and love the content you share. Super insightful for so many. But this is why I'm not built for this level of online transparency bc these comments were something else
2026-06-20 14:37:53
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Chris Swindells :
I’m so sorry that some people felt the need to make rude comments. I have followed you forever and will continue to do so. I don’t have enough experience to weigh in on your decisions. You’re a smart girl and I wish many more brand deals. You’re very engaging. Keep the faith. 🤗
2026-06-19 19:10:28
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HANNAH BROWN 🌸🐝 :
I’m sorry stupid people on the internet made you feel like they warranted an explanation from you. A lot of people take out HELOCS or refinance their home for MANY reasons. Just because it’s not for them doesn’t mean it might not be for you. You’re such a motivator for so many of us!! Hope the brand deals start coming in fast, soon!! ❤️
2026-06-20 00:25:25
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Mrs Lindy | UGC Creator :
literally you don't owe us anything your finances even if you share it are yours and yours alone ppl shouldn't insert themselves
2026-06-21 18:46:25
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Alli Learns A Lot :
I’m so sorry you got hate. Social media somehow makes people so cruel. I’ve been watching your journey for a long time and think you’re doing an amazing job!!
2026-06-19 19:36:19
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savingmoneywithjanejane :
I’m so sorry Megan somehow I missed all of this. And sorry people were mean to you. Hoping things get better for y’all! Love you!
2026-06-20 00:08:30
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Kimber3826 :
The way I want to hug you right now. I’m so sorry people suck.
2026-06-20 02:41:38
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Carrie Gray :
I’m sorry you have to even explain this to anyone. I am currently in a heloc nightmare so I’m glad that you aren’t going that way. Keep posting your content. I enjoy it.
2026-06-25 02:36:12
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amand446789025🇨🇦 :
wtf is wrong with people. Who would be so rude to a stranger on the internet?! You do not deserve that!!!
2026-06-19 20:33:11
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georgiehicks11 :
Megan please don’t allow others to make you feel uncomfortable. Girl you are doing so good. Thank you for sharing your experience.
2026-06-20 19:50:13
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christiegrey73 :
No need to apologize!! I felt you were just processing it all: and I responded based on our experience as well with my 401k. I pray your new company can help or that you can do it alone so you can keep all the $$!! It will all work out!!!
2026-06-20 01:22:33
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Shelby ⚡️🖤 :
I’m so confused why and how you still have debt? You said you made $10k a month last year.
2026-06-22 21:20:10
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Sara Titus :
I don’t get why people would be mean about it. I took out a home equity loan and it was great, my monthly payment was so much lower than what I was paying on my cards, interest was a lot better too. Is there a difference between a regular home equity loan vs a line of credit? Maybe check into that!
2026-06-20 00:55:09
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StinaLou :
Banker here - a HELOC is not a bad thing. It’s an option for those that are looking to consolidate debt and reduce the amount of interest they are paying on high interest loans or credit cards. It often comes with a much lower interest rate and allows you to have one payment vs a dozen others. You can default on the loan just like you can anything else and of course it’s a bigger risk because it’s tied to your house but most people that have the equity to use have gotten that because they’ve paid down their mortgage so most people aren’t going to default. And then you have the line of credit in case of emergencies.
2026-06-21 16:54:14
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❀reena❀ :
Great video. Never apologize. That sucks people were mean about it. But is a good reminder not to listen to people on the internet about important things
2026-06-19 21:51:00
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lilacwisp99 :
so sorry about this, I hope you can bounce back xx been supporting you for a while and will still keep being here, whatever you end up doing
2026-06-19 18:56:18
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