@moneycoachdave: Before You Open a HYSA, Watch This. A lot of people hear high yield savings account and think higher rate = better account. Not always. The rate is not locked, the interest is taxable, and the fine print matters way more than people think. A HYSA is not for everyday spending, and it is not for long-term investing either. It’s for money you want safe, accessible, and not exposed to market risk. Comment HYSA and I’ll send you my updated list of top high yield savings accounts right now. What HYSA do you use? #HYSA #HighYieldSavingsAccount #MoneySavingTips #PersonalFinance #FinancialLiteracy