@shadrickunfiltered: Most drivers don’t actually understand what third‑party insurance really covers until an accident happens and reality hits hard. Imagine this: Car A has third‑party insurance. Car A hits Car B. Car B hits a Slay Queen jogging along the road. Now three people are involved… so who does the insurance cover? Here’s what you need to know: 👉 Third‑party insurance ONLY protects the people you damage not you. So in this case: ✅ Car B is covered ✅ The Slay Queen is covered ❌ Car A is NOT covered Car A will fix their own car with their own money. Car A will pay their own medical bills. Car A will carry the financial burden even though they have “insurance”. Because third‑party insurance protects everyone except the person who bought it. And if it’s determined that you’re wrong you will also suffer the excess because the insurance company doesn’t cover 100%. This is why relying on third‑party insurance is a dangerous gamble. It’s cheap today, but extremely expensive the day something goes wrong. Financial literacy saves you money. Ignorance costs you everything. My advice is that please pay comprehensive insurance it’s what protects you and your family. Share your thoughts and share this video. Follow me for more. Drop your questions if you have any. #FinancialLiteracy #InsuranceTips #ZambiaBusiness #CarInsurance #unfilteredthoughts

ShadrickUnfiltered

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Saturday 20 June 2026 13:44:55 GMT