if you can buy a 250k car and want to daily drive it you can properly be self insured
2026-06-20 16:50:37
2364
FoxxyFantastic :
Rich people are self-insured.
2026-06-20 19:26:59
1049
the.mark.IX :
USAA seems to be level headed about this. I have a policy on my 992.2 911 that is not restrictive at all (MSRP was ~$230k). I’m not someone who has money to outright replace it either. I’m a car guy who got to buy his dream car and that’s it. If it dies without coverage I’m fucked and will literally cry myself to sleep every night until I die lol
2026-06-21 17:04:45
2
Josh :
if you can afford a 250k car, you can afford to create your own policy and self fund it
2026-06-20 21:06:58
544
hasslehaugh :
does this apply to 2006 Honda Civic?
2026-06-21 02:07:40
62
Jay Ysl Naamat ♥️☀️💚 :
If you're rich enough to buy it then you're rich enough to cover it yourself without insurance
2026-06-21 07:05:13
34
Lucas LaCasse :
hagerty is great for this
2026-06-21 02:26:53
19
Mustafa I Am :
people buy fast cars to drive fast.
insurance companies know that so they don't wanna insure you
2026-06-21 04:26:37
16
Rickybobby🐄 :
I’ve always figured that if people can afford the super car, that they don’t really worry about an insurance claim because they probably have enough money to just buy another one if it gets wrecked 😂
2026-06-20 16:50:29
129
Slim :
if you want a fun car build one. you'll have more fun with it than any other car
2026-06-20 16:34:26
314
Little Froggie :
Supercars are for people who don't need insurance but own one 😋
2026-06-20 20:11:21
10
James :
insurance companies exist to get you to pay without having to pay you. anything that tips that math in the direction of them being more likely to pay a lot of money, they push back against hard. like a 600hp motor and no specialized training to operate
2026-06-21 02:50:57
13
Mohamad107 :
Damn, I didn't even know that. Supercars just became even dumber to me
2026-06-20 16:19:19
15
Joseph Rhyne :
theyre mostly just a status symol
2026-06-21 14:49:33
1
Brandon :
this is what i dealt w trying to insure my GT350. a bunch of companies won't insure certain cars or have super crazy restrictions. finding a company that w cover them w no restrictions gets even more expensive
2026-06-20 20:22:12
12
Gavyn🌹 :
yeah commercial insurance says fck all those rules.
2026-06-20 23:52:16
2
Vroomped 🏳️⚧️ :
You forgot one option that lets you enjoy your exotic. Paying 250,000 a year for the 250,000 car lol
2026-06-21 01:05:27
5
auth3nticstyx :
Some insurance companies work specifically FOR exotics so you don’t have to deal with this stress
2026-06-21 01:24:53
3
chrispalmer303 :
allstate will insure them, but its only covered to fair market value.
2026-06-21 02:17:39
7
osmo :
cancel the policy when you go over the mileage and get a new one
2026-06-20 16:23:43
15
JacobDBenitez :
If you’re purchasing a McLaren I think insurance coverage is the least of your worries. Sure it’s great to get that car covered… but you can also dish out the money to repair it in case of an accident.
2026-06-20 19:27:40
8
ᴍɪᴋᴇ🇻🇦 :
yeah I actually own 3 Bugattis and a phantom, theyre just locked in my garage. dw about it
2026-06-20 22:36:08
11
JoelsComicStuff :
sounds like an amazing business idea. market exclusively to people who want to drive their super cars. write a few clauses about speed limits and secondary insurance for car shows or races. Boom you'd be rolling in money well before the paint faded
2026-06-20 23:01:40
14
david :
exactly why I don't buy ine btw
2026-06-20 20:14:58
7
shredmaster17 :
Does this apply to the Corvette’s?? I eventually want a 2019 Corvette Stingray and I was wondering if this applies to it.
2026-06-20 19:12:52
8
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