@theladylikelawyer: Replying to @hunterb you do not have to be delinquent on your debt in order to file for bankruptcy. And every once in a while while if you have stayed current on your debts it might help you a little bit when you come out of your bankruptcy. HOWEVER! Your credit score will already go up significantly after you file your bankruptcy whether you were current on your debts or not. It is difficult to determine whether or not continuing to pay your debts is actually going to materially help you. And you have to weigh it against the costs of literally just getting your bankruptcy filed. If you are already delinquent on your debt, you should be running not walking to a bankruptcy lawyer But if you already understand that you were headed towards a cliff… You are robbing Peter to pay PAUL and your house of chords is about to fall, you should get to a bankruptcy lawyer as soon as possible to learn what options you have right now in this moment as you are looking to plan a bankruptcy. My name is adrienne hines and I’m a bankruptcy attorney taking away shame embarrassment from the discussion of debt. Welcome to my content. #bankruptcylawyer #financialliteracy #debttok #safeandlegal #debtrelief

Adrienne Hines

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Saturday 20 June 2026 18:34:01 GMT