Lisa Smith 🛵
Region: US
Saturday 20 June 2026 21:05:01 GMT
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Queenager247 :
Why is my financial advisor telling me not to retire early with a little over $2MM when we could totally live off the 5% a year?
2026-06-21 05:43:31
6
Chiefton101 :
So take 7% for 7 years then when you turn 62 and collect social security, reduce it to 5%
2026-06-21 21:58:45
16
TheSpacone :
Yea well I’m 55 and I have that but can’t touch it until I’m 59 1/2 or I’ll get penalized
2026-06-24 22:53:47
1
dlrdrtygtwd1234 :
Nobody can live off 96k a year before taxes. Thats more like 72k after taxes in California. You’d be bankrupt
2026-06-22 03:47:53
3
momknows3 :
How are we paying for healthcare?
2026-06-22 01:22:07
6
jim :
Many people who retired early found that they had a lot less money that they thought after the Great Recession in 2007-2009. People who retired early ran out of money and had to go back to work. It was bad here in Florida
2026-06-23 21:45:33
3
cliffords72 :
8K per month with no bills. That’s a lot of fun money!!!
2026-06-21 10:03:45
6
Chilly Bean :
S&P avg return is 10-12% so figure 3% for inflation, you should be able to pull 7-9% no problem. However if the market is down when you start your retirement, recommend pulling out the minimum needed.
2026-06-21 17:56:10
5
KINGSHAT :
was this real... block
2026-06-26 07:50:53
1
Talmudic Treasures :
Within in seven years you can collect Social Security at 62 years old and if you have saved $2 million you’re probably a bracket you’re probably gonna be taking another 3000 at least a month
2026-06-21 17:08:48
3
tommiebu :
im taking 5% plus pension, and ss. i cant spend it all, im y9
2026-06-25 15:48:59
1
rog :
Good point. If you cut the $2mm to $1.5 at 65 that is your bridge to get to social security and health insurance. From there you are golden
2026-06-22 15:39:57
3
Joseph Young :
I have way more than $2M, but if I was working with $2M, I would pull 6% during market growth years, and in market down years pull 2% from savings, and 4% from retirement.
2026-06-22 21:08:51
2
RedWhiteBluecollar :
Then take 6, time to retire
2026-06-21 15:10:00
4
tkipp :
how do I withdraw without penalty so early????
2026-06-25 04:43:41
0
Michael D :
gambling until my SS kicks in
2026-06-25 23:36:03
1
G :
Less than 2% retire with 2 million, how about content for real folk.
2026-06-24 12:14:40
3
Todayin15 :
Love the 10k a month we get for VA disability 😁
2026-06-21 21:30:48
3
Money Moves Lab With Erin :
🥰🥰
2026-06-23 18:01:33
1
Gordo :
🥰🥰🥰
2026-06-21 14:40:40
2
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