@money.with.marisa: if you're finally ready to pay off your debt, save this 🤍 💸 start making a plan for your money by setting up a zero based budget 💸 review and cancel any subscriptions you're not actually using or can survive without for a little while 💸 cut unnecessary spending (it doesn't need to be all of your fun spending but try to limit it) 💸 review all your bills and try to negotiate what you can (cell phones or internet are great places to start) 💸 declutter your house and try to sell whatever you can 💸 any income you get (outside of your normal pay) gets sent to debt what else would you add? #budget #debtfree #debtpayoff #financialfreedom #personalfinancetips
I'm in school full-time and also work full time. my spare time for selling items is nill. conversely, my need to buy extras is also nill. would it be reasonable to just donate those items that I neither want nor need?
otherwise, these are all do-able actionable items.
2026-06-21 16:52:35
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