@_itsornella: I don't share advice I haven't lived through. In 2021 I was staring down $90,000 in debt after closing my restaurant, and I genuinely did not know if I was going to make it out. I consulted a bankruptcy attorney. I considered every option. And then I sat down, made a plan, and paid it off in about a year. Everything I teach, I have lived and I share it because I know what it feels like to be on the other side of a number that feels impossible. Where you are financially right now is not your final answer. I promise you that. #PersonalFinance #DebtFreeJourney #FinancialTransparency #DebtPayoff