@carrr_uhhh: Here’s a tip for a avoiding lifestyle creep… #budget #finances #savingmoney #debtfreecommunity #creatorsearchinsights

carrr_uhhh
carrr_uhhh
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Region: US
Sunday 21 June 2026 21:54:55 GMT
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jen1654
Jennifer M :
I just retired as a teacher and because of one move after my first year teaching, besides my pension, I have a good six figure account. I’ve found that most teachers don’t even know about it. I started by putting a fairly small amount in it, and being tax deferred, the amount from my check wasn’t as much as I was investing. And for almost the last decade of my career, I didn’t contribute, and just let it make money. Teacher salaries aren’t great, but a little at a time pays big in the end.
2026-06-23 20:02:29
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lauriedear8603
Laurie :
If my raise is 2%, 1% goes to my 401K, 1% gets split & goes to HYSA & discretionary fund to help offset inflation. It’s not a lot, but every penny makes a difference
2026-06-22 20:05:13
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wildflower06152018
Kasey R. Patrick :
My child support stops in 2028 so I’ll be investing that once it’s done ❤️
2026-06-22 22:49:17
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sandieblack07
ronnie :
Your spot on with that advice put it into a 401(k) or a Roth spot on
2026-06-22 04:26:00
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user8788567943314
BeautifulWorld :
I've always done this, now guess what, I'm 55 and am to the point that I can keep my raise and my financial advisor told me I am fine and can start decreasing the amount i contribute. The compound interest is already doing the work from the past 35 years.
2026-06-22 03:24:50
2
loribertus
Lori Bertus - Whaley :
My husband and I do the exact same thing!
2026-06-23 15:10:38
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evester83
Evester83 :
My pay went up the same percentage as my bilss did...
2026-06-22 05:56:28
0
shearmagnoliassalon
Audrey Galloway Bishop ❌ :
Thanks for sharing
2026-06-22 13:27:03
0
vegasotgirl
VegasOTgirl :
I’m getting a raise next month, so that extra income will be going to pay down debt. No lifestyle creep, nothing extra to play with. Everything is going to whatever is the current bill being targeted.
2026-08-08 20:47:59
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afturn02
Amanda :
Unfortunately this year we got a 1.5% raise and my insurance premiums went up 5%
2026-07-10 18:21:44
0
glory2110
Gloria :
I put mine in my 401 K
2026-06-22 02:15:48
1
life.won.t.wait
Mrs.Wilkerson :
My last raise didn’t cover the increase in my health insurance premiums. 😡
2026-06-21 23:44:14
2
kcmo4life_
KCMO_Gal :
I've been selling stuff on eBay. That's going into my sayings. Those dollars are now out there making more dollars! 💰
2026-06-22 19:39:37
1
sherimeadows
Sheri Meadows :
Do you ever feel like your saving too much towards retirement?
2026-06-22 19:54:06
1
green_eye_girl2
*Green*Eyed*Girl* :
I put my raise’s into my 401k. 😊
2026-06-22 01:10:28
1
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