@humphreytalks: Follow this flow chart if you want to retire early! FIRE is financial independence, retire early, and you should target between 25-30+ annual expenses invested in a portfolio to have a safe withdrawal rate for the rest of your life. Let me know if this helped you, and follow for more actionable financial content. #EduTok #TikTokLearningCampaign #LearnOnTikTok #edutokcontest

Humphrey Yang
Humphrey Yang
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Region: US
Monday 22 June 2026 13:44:24 GMT
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cj_baily
Christian Baily :
So I shouldn’t be doing any brokerage stuff (Mutuals, ETF’s, individual stocks) prior to maxing my IRA?
2026-06-22 17:42:01
7
ssjmomiji
ssjmomiji :
Just curious. Why would i go back to maxing my 401k in step 5 rather than fund my individual brokerage so i can contribute to that “bridge” account?!
2026-06-22 20:54:53
8
billy.johnson913
billy johnson :
Thank you!
2026-06-23 05:13:28
1
tiktok123321987
user9445483402463 :
Probably Max Roth 401k if offered right
2026-06-22 14:30:28
2
haagenjohn
HaagenJohn :
Where would you prioritizes a kid’s 529 college savings account in this list if you’re a parent?
2026-06-22 16:15:44
4
justgosleeep
Mr. RamenNoodles :
looks like people paid to get their accs promoted in ur comments
2026-06-22 14:16:57
8
wearethepenguin
tinyhippo801 :
How much is a trillion in rice?
2026-06-22 15:43:43
1
bigpoppatheo
BigPoppaTheo :
But where in your Roth IRA do you allocate the funds to?
2026-06-22 17:50:01
2
moneywithmay
May | Financial Coach :
don't see roth conversions on the list, but those can be effective post FIRE too.
2026-06-22 17:44:46
2
sharktrendtrading20
Sharks Trend Trading :
Incredible breakdown of the classic FIRE formula, Humphrey! 🧠📊 The math behind hitting 25-30x your annual expenses is completely valid, but the casual crowd treats it like a passive waiting game that has to take 20 to 30 years to achieve.
2026-06-22 18:19:41
1
userhassanmalang90
My cute hairstyle :
I am watching your video please you regularly videos upload
2026-06-22 14:22:13
1
bobbob64
Bob Bob :
Hsa?
2026-06-23 00:03:02
0
b_rad_j
Bradley J :
When maxing your 401k should that be Roth? Or do you recommend doing Roth conversions later in life if you retire early?
2026-06-22 23:26:45
0
janethplustony
Janeth Plus Tony :
😳😳😳
2026-06-22 18:04:44
1
haliluhwupk
haliluhwupk :
Now I see why everything is not rushed and for me is the best part of learning. Now I can make enough on the side thank you ma@Anna Clifford
2026-06-23 08:43:32
0
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