@budgetconmigo: Apologies for the glare When I was lost and didn't know where to begin in my debt payoff journey, I came across the snowball method. This debt payoff method helped me at the time because I was brand new to the concept of paying off debt and getting my finances in order. The Debt Snowball Method helps you build momentum by paying off your smallest debt first while making minimum payments on everything else. Once that debt is gone, roll that payment into the next debt and keep the snowball growing. This is in contrast to the avalanche method where you list your debts from highest interest to lowest interest. Why people love it: ✨Quick wins keep you motivated ✨Simple and easy to follow ✨Helps create lasting money habits The best debt payott strategy is the one you'll actually stick with. Even if that means combining methods or tweaking things to fit your personal situation. Have you tried the snowball method? Not financial advice, for education/entertainment purposes only #DebtFreeJourney #DebtSnowball #debtfreeliving #avalanchemethod #DebtPayoff