Dan the budget man
Region: US
Monday 22 June 2026 21:08:22 GMT
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Shy_2021 :
This is so sad. We built a 3000 sq ft home in 2012 for $290k and our interest rate is under 3%. We are never, ever moving.
2026-06-22 22:01:53
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Fallen :
Homes have gone up 150% in 6 years.
2026-06-23 00:17:19
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Collin :
So how do you get better then the average rate?
2026-06-23 16:05:58
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Havinfuninthesun21 :
Someone with genuinely sound math. YES! Your housing shouldn’t go over 25% of your after tax income if you can avoid that. We are renting and holding out because we just can’t afford buying a house in our area. It’s not what my wife wants but I would rather rent then be house poor and make bad financial decisions. Hope things change for the better in housing.
2026-06-23 01:15:39
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theFNGfestive :
As someone who is JUST buying a house, this is a worst case scenario. Lenders have so many incentives to make buying a home affordable nowadays. A hilarious example is you can get your rate lowered by just taking a financial literacy class. You can also apply for a ton of state and federal benefits for down payments. I get this probably wasnt malicious, but it is financial fear mongering.
2026-06-22 21:31:35
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cozywithilenia :
That’s insane!
2026-06-22 23:42:02
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