@maliktalksreal: Most people think credit utilization is based on one card. It’s not. Credit utilization is calculated using ALL of your revolving balances divided by ALL of your available credit. That’s why someone can have a $500 balance and a great score, while someone else has a $500 balance and a terrible score. The percentage matters more than the dollar amount. If you’re trying to maximize your credit score, focus on keeping your overall utilization below 5%. #creditscore #creditutilization #credittips #creditscoretips #fico

sportslife077 :

How long should I wait until I get my next card ? Just got my first card last week

moneyonrun :

Well now I know… I paid off the card and my score dropped 25 points 🤦🏾‍♂️

Likwright :

He’s 100% telling the truth

younginmakes_. :

discover waived my 2$ and it reported 0%

Jay :

THIS information is absolutely correct

🩵MisInformed💙 :

ابو زياد ابو حلو :

😏😏😏

RdG :

💯💯💯💯💯

Rosie_mac :

💯💯💯

donnaporter424 :

💯