Jay | Student Loan & Debt Law
Region: US
Tuesday 23 June 2026 01:04:38 GMT
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Jen :
Has anyone else still not heard from their student loan servicer? Mine is Aidvantage?
2026-06-23 03:41:18
15
gurmafnlgoq :
Will all existing borrowers be allowed to enroll in PAYE after July 1, 2026?
2026-06-24 21:41:33
5
meredithkudrick :
Can you explain what is going to happen to the PAYE plan on June 30, 2028? I am currently in this plan participating in PSLF. I will be nearing my 120th payment at the end of 2028 and I’m afraid this will disrupt things.
2026-07-03 02:54:03
1
desaraykern2 :
PAYE wasn’t even listed when I checked the plan options.
2026-06-24 00:42:54
5
NailahAli :
What they are quoting me is just to high. I don’t have $1500-$2k. I got $350 max and then it looks like I’ll just be in default cuz it just doesn’t exist
2026-06-26 15:06:21
2
corrie ♛ :
So PAYE and ICR end June 30, 2028. What plan would you recommend to someone who is currently in the SAVE plan and needs to switch but wants to work to PSLF?
2026-06-23 17:59:15
8
Cf19479299 :
So I know this is old but I qualify for pslf but the other options I have also will take 10 years and the monthly note is the same. So I kinda feel like it doesn’t matter and may be better to do the teacher one for now.
2026-06-30 19:44:23
0
user4130077499097 :
What to do if loans went into default?
2026-06-24 04:07:19
0
ChooseHappinessFirst :
Hi Jay, my husband and I file jointly. I have student loans. He does not. What happens to my student loan debt when I die?
2026-06-24 12:43:38
1
Lisa Gessler313 :
Thank you! I think it is because I graduated May 2011. I consolidated my loans in 2012, but that must not count.
2026-06-23 01:19:40
5
ArielEllyce :
Can't I just go back to school and they'll be deferred?
2026-06-24 19:18:39
0
JustDuck :
If I’m currently in PAYE can I stay? Will they kick me out if I make too much?
2026-06-30 19:08:26
0
ZeeBooth :
Should I be changing my plan? I was in PAYE recertification was in April, According to the pay schedule my payments would increase as of 6/1. Then I received notification that it will increase 8/1. Then today I received a letter stating that my payments amount is zero. I have just a few months left before I have my 120 payments for pslf now is not the time for this confusion.
2026-07-01 15:55:51
0
tiffanylynn_78 :
Can I just send you my direct loan information, my financial situation and what are my best option for the lowest payment/ best way towards forgiveness. I have 30k in loans and never made a payment yet. Do you offer this kind of service?
2026-06-23 01:34:59
0
Rebeca :
I’m still waiting for buyback
2026-06-26 06:11:11
1
Aaron Hudkins :
My statement says I owe nothing. The website says I owe a payment, why can’t this be easy
2026-06-23 01:58:06
2
Jesse :
If I’m in administrative forbearance because of SAVE and still working in public service but not receiving credit, how is this not a breach of contract by DoE?
2026-06-24 13:20:34
2
john6996420 :
Put in the request 6/20/26, approved 6/23/26. Payments start in August, PSLF if I can’t buyback or it takes too long, 6/2028.
2026-06-23 16:30:40
1
Adam :
Have any tips to get through the MOHELA phone tree? I had to listen to 9 MINUTES of “important updates” before getting through to someone. I’m dreading having to call back to have them fix an account issue that can only be fixed via phone.
2026-06-23 13:33:28
0
Angie :
I’m curious to know for folks who are getting garnished, how will that affect our credit? Any other long standing effects that garnishment will have? Also my payment through garnishment is much less than on any repayment plan, is this a good or bad thing? I almost would rather do the loan garnishment than pay triple through any other payment plan. Advice?
2026-06-23 18:04:25
0
Mel :
I’m trying to do the standard payment plan which should be cheaper than basing it off my income it should be 325 based on what I owe but it’s a lot more than that!?
2026-07-14 14:37:03
0
Aris :
Why is this only available to me if I consolidate my loans.
2026-07-03 13:25:51
0
Cait :
Under IDR will all student loans (undergrad/grad) be forgiven after the 25 years mark or just the loans that have hit that time frame?
2026-06-23 19:37:53
0
fried.chickies :
if I had outstanding loans before Oct 2007 but qualify for partial financial hardship, would I be able to enroll for PAYE? I consolidated my loans for SAVE and currently in save forbearance
2026-06-23 19:23:07
0
smoores1213 :
How do I know if my PAYE application was accepted? I applied in early April. A couple of weeks later I received a letter from Aidvantage that my first payment would be in June. It's the same amount as my SAVE plan payment. But I reviewed the document containing the loan schedule, and it says I'll make 14 payments at that number (348) and then next August I'll begin making 121 payments at over $2k a month. Is this PAYE? I'm so confused
2026-06-23 01:53:52
0
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