Cody Yaps
Region: PH
Tuesday 23 June 2026 12:38:30 GMT
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redtee99 :
one thing I learned the hard way is never to sign up for applications at the mall kiosk. some telemarketers may use your personal information to submit applications simultaneously to multiple banks without your knowledge which could affect your credit score.
2026-06-23 21:27:17
28
NJ ✅ :
Credit bureaus are not actually realtime.. So if you applied to 5banks today, they wouldn't see that until it's reported after few wks
2026-06-29 16:39:25
0
Kevin :
How long does the previous applications stay in the credit report? Thanks!
2026-06-25 09:29:07
0
CARTAHENO ZARAGOZA ARTADI :
what if you maxed out your card then you pay in full, the maxed out then pay in full after statement date and on time and the cycle goes on, is that a good or bad thing?
2026-06-24 03:03:35
0
Tabopen :
You work for a bank? When is Apple Pay coming?👀
2026-06-23 16:00:25
0
olrac :
Di naman ako nag aaply ng mga CC pero may narereceive ako sa text na may CC applications ako from certain banks. Makaka affect po ba ito sa credit score ko? I have 4 CC today. 2 are activated while 2 are not.
2026-06-23 18:11:20
2
Thorns and beauty :
It's called a credit search.
2026-06-26 20:45:23
0
DAN :
hmmm bakit ako isa lang ang CC ko which is BDO, nagbabayad ako on time and in full ah. Tumataas pa ang credit limit ko because of that tapos when I applied for Union Bank last december, na reject ako. Tapos nitong May lang, both RCBC and Metrobank na approved ako and both of them Platinum pa.
2026-06-28 16:54:55
0
BJuice :
hhmmmm? reject kasi max out mo CL mo? parang mas gusto pang bank yun eh
2026-06-25 15:45:44
1
mitch :
wlaang ganun talaga. imbento pa
2026-06-25 00:40:26
1
️ :
I just apply 1 bank and im shocked sunod2 na dumating ibang CC like lahat ng bank. I just activate Bpi and Union. Pagod akong nagpa close when i migrated to 🇺🇸 😂.
2026-06-26 02:48:47
0
GDngr :
Thoughts on the 30% utilization strat
2026-06-27 12:28:32
0
muggle :
bat ako di naman nag apply ng cc pinadalan ako tapos khit ibang bank my cc ako khit wala nmn ako acct sa knila at diko natanggap ung card at nakaka received ako ng email about the bill
2026-06-26 08:23:39
0
void :
i tried several times filling out online forms ng BPI for CC but never submitted officially. counted ba yun?
2026-06-23 16:33:28
0
Jomzkie :
Kasalanan yan ng mga empleyado ng SM na kung maka enganyo mag apply ng BDO credit card napaka too good to be true. Tapos ang ending idedecline ka pala. Basta maka quota lang talaga eh.
2026-06-23 17:53:05
4
Sem Bodoso :
ako na isang bangko lang inaplayan ko tapos ang representative o sale agent ina apply ako sa lahat ng bank. kaya ayon. pitong CC ang dumating sa akin tapos ang LALAKI PA NG CC LIMIT KO. KAYA AYON ISA ISA KONG BINALIK PARA I WAIVE. I USED 2 CC LANG METRO BANK ANG RCBC.
2026-06-28 09:15:19
0
Zellos13🧿 :
thank you for this. may ask lang po. totoo po ba na may hit sa credit report mo if magcancel ka ng Cc?? tia
2026-06-30 04:33:16
0
solar_13 :
ang galaw ng kamay😅...cenxa n
2026-06-24 12:04:15
0
♎ Ser Myk LNL :
🥰🥰🥰
2026-06-24 11:15:25
1
heidzadap :
😂😂😂
2026-06-23 15:34:07
0
kristellyyy.g :
😂😂😂
2026-06-28 08:35:54
0
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