Martin Lewis
Region: GB
Tuesday 23 June 2026 14:11:43 GMT
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SiFiDnB :
Is money management and stuff like that actually in schools.. I’ve always wondered??
2026-07-20 23:18:21
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She’ll cooksey :
What’s the best ISA?
2026-07-21 17:05:19
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MD :
Yes, but the house should be in certain areas and at certain prices. I wanted to buy in London, so I gave it back.
2026-07-21 09:33:40
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Hype :
It’s good information. But you have got to remember that the house needs To be under 450,000 so people in main city’s good luck. Also if you dont abide by the rules. ( which by the way the goverment have been known to use these against people ) the state will fine you 25% of the isa. No, not what the state put in but 25 % of ur entire isa
2026-07-21 13:10:34
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Shay :
This should be in the National Curriculum
2026-06-23 20:00:10
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Alan Owen :
Didn’t know this. I was busy learning algebra at school instead of something useful
2026-06-24 20:25:57
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VishX :
in London LISA is worthless. go stocks and shares isa
2026-06-23 14:17:45
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user5040031100312 :
basically this guy should be chancellor
2026-06-23 22:08:05
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Mystic Jack :
A lifetime ISA should be openable from age 1. And parents should be allowed to make contributions and it should also be exempt from benefits saving allowance entirely unless they withdraw for any other reason other than buying a house or Retirement. And punish people who withdraw earlier so people I’d say 35% then it forces people to use only for a house or retirement. Keeps people disciplined these changes will help majority of people on the lower scale actually be able to save up for a house and get a little bonus without having benefits cut for saving more than £6k theirs something called the benefits trap millions face if you try to better yourself by saving to eventually get out of a bad situation while struggling you get punished so remove the benefits saving cap for lifetime ISA entirely.
2026-06-24 09:22:14
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Call me Gaz 🇬🇧 :
HMRC are going to take flat rate 22% on savings from next year. Not sure if ISA’s are included but we are well and truly being stiffed
2026-06-25 09:24:51
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OoopsIGhosted :
im shocked no one shouted out 1k 😅 thats basic math right?
2026-07-01 12:32:43
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Monkey :
the cap is £4k you can put in a year so I plan to put £4k in every year then let it build
2026-06-25 23:15:15
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FC Wright :
Martin, can you make a video about the 22% you pay if you have a stock shares ISA?
2026-06-24 13:03:50
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Dom G :
I love love love that you’re doing this! I wish I’d had this when I was a kid, great work
2026-06-24 18:49:43
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kristianstainer :
I wish I had this advice when I was in school. Instead I was told I would never achieve anything. (I have) but thats not the point. Good stuff. love it.
2026-07-03 11:58:45
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Olly Gray :
Pointless in London & South East
2026-06-23 18:12:33
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Jess :
if you don't use it on a house you can take it out at retirement I believe. so might not even cost you the 6.5p either. though £1 when we retire will probably be worth about 6.5p
2026-06-23 23:14:29
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Nathan Money Mentor :
Personal finance, debt, saving, income, and investing, should be taught in school. Then we could build generation wealth and get people out of poverty and debt.
2026-07-06 23:03:00
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Eliz_2026 :
can i put money in a lifetime isa if i am unemployed and a student xx
2026-06-28 08:45:26
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Neil :
Very important that if you decide to do this that you understand it's either for a first time property purchase which is NOT buy to let, or you are happy to use it for your pension, as the only other time you can cash out penalty free is after you are 60. It will cost 25% of the total amount in the LISA to withdraw it for anything other than a first time property purchase before you are 60.
2026-06-30 08:12:27
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dwnb2018 :
Should I move my money ftom my help to buy isa into a lifetime isa?
2026-06-30 22:19:47
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Butters :
Also, get it up and running before Apr '28 and you'll be able to use it for retirement too!!! It become a house buying tool only after this time.
2026-06-23 16:35:25
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thebookjourney44 :
You need to tackle the service charge industry
2026-06-27 14:59:57
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H.M. RICHARD 🇬🇧 :
Me and my Mr's are saving ever penny from the child benefit we receive and when we got enough, buy a gold bullion coin. My plan is to do this for 18 years and when my son turns 25 I'll give him a small fortune. Trust me it's better than any savings account in the world and I'd recommend to anyone
2026-06-25 06:21:52
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