@amber.accountability: Replying to @Userdsd this is not an exhaustive list by any means, but here are some of the biggest immediate items I can think of that have changed in our lives to help us change our spending habits. Driving less, so lower fuel spending, lower car maintenance bills, less fast food trips since we’re home all the time, less membership costs since, again, we’re home all the time, LOL. Reviewing my budget spreadsheet, I am also remembering we switched cell phone providers, which dropped our monthly bill from $200/month for 2 phones to $50/month. But in moving, we did also increase some costs of items, such as our rent is higher than our mortgage was, and daycare costs are higher, despite my older boys not really going this year, except for school breaks. But again, this is all truly offset by increasing our income and becoming much more intentional of our spending and money habits and changing our focus and goals 🧡🫶🏻 #debtpayoff #creditcarddebt #debtpayoffjourney #debtfreejourney

Amber | Money Accountability

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Tuesday 23 June 2026 14:59:29 GMT