@brownieonbudgetlavi: Your problem is spending more than the income 💸 If you're earning an average income, you can't afford to make expensive mistakes over and over again. 🚩 Financing a new phone every year 🚩 Getting a new car with big payments 🚩 Taking vacations you haven't saved for 🚩 Carrying credit card debt while spending on wants None of these decisions will ruin your finances overnight. But repeating them year after year will quietly cost you tens of thousands of dollars. Building wealth on an average income isn't about being perfect. It's about avoiding the mistakes that keep you from getting ahead. Follow for more real life money content ✨️🫧 (Money mistakes to avoid, average income money mistakes, what you shouldn't do on average income, punjabi finance) . . . #moneytips #savingtips #average-income #punjabifinance #brownfinance