@thestewardedlife_: If you want to fix your finances, you NEED to budget and keep it simple! I split my budget into these three categories: 1. Fixed Expenses: Bills, credit card, subscriptions 2. Upkeep: Travel, food, maintenance 3. Savings/Investing: This can fluctuate depending on the month. It won’t look the same every month and that’s okay but having baseline is what keeps you on track to your goals. #Budgeting #saving #money #budget