@france.shayne7: Parents, here’s a warning: never assign your child as your sole beneficiary. #insuranceplanning #parentsontiktok #finance101 #LifeHack #beneficiaryrights
Eh why did the insurance company allowed that to happen in the first place? Anonyung they trapped the client?
2026-06-24 23:39:35
0
🧿 BurntToastTheory 🧿 :
Isn't this part of your responsibility as Financial Advisor to inform you clients sa lahat ng conditions sa mga preference nila? And if may acknowledgement ba sa contract na naiintindihan ni client na if minor ang sole beneficiary eh ganito ang magiging situation..
2026-06-24 20:09:36
127
.. :
how did even the agent allow that in the first place? wth!
2026-06-24 13:21:52
91
hiAmTaurus❤️ :
Problma s mga agents hndi nila yan sinsabi!!
2026-06-24 22:07:04
15
Prinitong Capsicum :
di man lang clinarify ng agent sa client una,.una lang sa qouta eh
2026-06-24 15:42:18
76
Happy Meowments :
What if yun naman talaga ang gusto nung parent?? Pwede naman mag trabaho yung naiwan na parent for their child diba since responsibility pa rin naman niya yun. Perhaps the mother was just protecting her child’s future.
2026-06-24 14:58:00
29
M A R I A N :
I think yung ethics nyong nga IA ang kailangan ayusin. 😂
2026-06-24 17:03:34
16
52HertzGirl :
i hope you don't mind me sharing. I work for an insurance company. Sa amin you can designate a minor as a sole beneficiary. you will be required to designate a trustee sa application pa lang. normally it is one of the parents
if the insured dies while the beneficiary is still a minor. the trustee will receive the death proceeds on behalf of the minor benefiary.
I thought that was industry standard hindi pala.
2026-06-24 16:31:26
9
samyangismyfave :
Pru life k ma’am?
2026-06-24 23:37:00
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Marinel Villaluz Cam :
kaya madaming hindi parin nag titiwala sa insurance dito sa pinas dahil sa totoo lng madaming agent (HINDI LAHAT) ang goal lng is makabenta lang agad.
2026-06-24 20:57:22
15
EmR :
OMG! Hindi ko pa malalaman kung hindi ko Napanuod ito. 2020 pa lang tapos na ako magbayad sa insurance ko, 11 yrs na akong insured sa AXA and ang minor daughter ko ang beneficiary. I’m a single mom. Thank you Ms. for sharing this, nagka-idea ako. 🫶
2026-06-24 16:20:17
9
Athena✨ :
so hindi ininform ang client bago kumuha ng insurance...kaya kumuha para incase mawala may makukuha pero at the end of the day...hindi rin pla makukuha..paano un?pag 18 na bata saka lang makuha ang pera?o wala na un.
2026-06-24 13:19:33
12
MissMommy’s :
Dapat decline ni insurance company ang application dahil sa benefiaciary. Marami ang hindi nakaka alam nyan. Sinadyan din yan ng insurance comapny eh. Dapat e sue ni sir yan. May lopehole siguro dyan hanap sya matalinong abogadoZ
2026-06-24 17:30:31
10
Kent Kho :
I used to work sa us based insurance. madugo. same nga sa Philippines. kaya dapat yung FA mo is meron din malasakit sa client niya to provide the pros and cons at hindi lang para makabenta.
2026-06-24 18:34:13
5
MrsB.🐝 :
my husband and I assigned our children as our beneficiaries of our axa insurance. my eldest is 18 na and 11 naman si bunso. so I think ok na din yun.
2026-06-24 21:56:37
1
Deeeeeen :
Well insurance company use that insurance policy code to their advance. Business is business talaga.
2026-06-24 16:57:36
2
Babz | Apple Body Girly :
Hindi ba na explain ng agent sa kanya yong cons if minor lang ang sole beneficiary?
2026-06-24 13:38:24
7
꧁𝓹𝓱𝓪𝓽𝓲𝓶𝓪꧂ :
pwede b un baguhin?
2026-06-24 22:32:58
0
Mommy yols :
pero makukuha din ba Yan pag 18 years old na Ang kid? baka yun yung gusto mangyari ng mother para sa college na
2026-06-24 22:08:33
0
Redvelvet :
Yung mga sugapang agent hndi sinasabi yan, basta maka benta lang ng insurance.
2026-06-24 21:54:25
1
🍗 :
Pwede ba change of beneficiaries instead?
2026-06-24 19:28:52
0
basf25 :
Panong di kasalanan ng insurance companies yun? For sure, alam ng insurance companies na may ganung existing law. Makabenta lang talaga ibang companies, tsk!
2026-06-24 22:54:58
2
✅ MITCHIE 💞💞💞💓 :
kung menor de edad yun beneficciary bakit hinayaan ma approved ng insurance company ?
2026-06-24 22:55:25
1
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