@humphreytalks: If you’re going to spend money, buy these 4 things first. 1️⃣ A chef’s knife and pan. Really. Cooking at home can save you the most money, immediately. 2️⃣ A high quality mattress. We spend 1/3 of our life sleeping. Don’t cheap out on this. Good rest = pays dividends. 3️⃣ A reliable used car. Stop buying a new car that loses a bunch of its value to depreciation in the first few years. 4️⃣ Max the Roth IRA. Tax free gains in retirement. One of the most powerful accounts out there! #EduTok #TikTokLearningCampaign #LearnOnTikTok #edutokcontest