@melissadorman: The bank is probably charging you a couple hundred dollars a month for a fee you stopped owing a while ago. And they will never be the one to tell you. When you buy a house with less than 20% down on a conventional loan, the bank adds something called PMI. Private mortgage insurance. You pay it every month. And here's the part that stings: it protects the bank. Not you. You're buying their insurance policy. Here's what they don't tell you: The day you hit 20% equity, you can have PMI removed. You just have to ask. But the bank is never going to call and say "good news, you can stop paying us." So people pay it for years they didn't have to. And if your home went up in value, you might already be there without paying down a dime extra. Call your lender. Ask to cancel PMI. Ask if a new appraisal gets you to 20%. One call. Hundreds back in your pocket, every month. PMI protects the bank. You just pay the premium. Comment FREEDOM and I'll send you my free book. #sellerfinancing #financialliteracy #financialfreedom #wealthbuildingwoman

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Thursday 25 June 2026 20:10:00 GMT