@jcmortgages.ca: Everyone says, “Don’t increase your amortization.” But what if that’s exactly the strategy that gets you out of debt? I recently worked with clients who couldn’t refinance because they didn’t have enough equity. By increasing their amortization from 25 to 30 years, we freed up over $500/month in cash flow. That extra money isn’t for spending it’s for eliminating high-interest consumer debt faster. An amortization isn’t a life sentence. It’s a strategy. Once your debt is gone and your cash flow improves, you can always increase your payments again or pay your mortgage down more aggressively. This is why having a mortgage broker who looks at the big picture matters. It’s not just about getting a mortgage it’s about building a plan that works for your life. #MortgageTips #MoneyStrategy #DebtFreeJourney #CanadianMortgages #FinancialFreedom

Janna Dawdy | Mortgage Broker

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Region: CA

Thursday 25 June 2026 00:01:51 GMT