@nextstepstories: Hoovie's Garage explains why some owners of expensive cars may secretly hope for floods, hurricanes, or total losses when they're deep underwater on a loan. #HooviesGarage #TheIcedCoffeeHour #CarInsurance #Supercars #CarFinance

Urban Legends
Urban Legends
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Region: US
Thursday 25 June 2026 20:39:21 GMT
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its_mikey_he_likes_it
its_mikey_he_likes_it :
How do you do this for student loans?
2026-07-17 16:14:36
1466
reputationrefinish
reputationrefinish :
2 friends intentionally flooded their cars during Hurricane Irma in FL! They didn’t want the car anymore and in the red, so they parked in the corner of their lot that knew it always flooded! 😅
2026-07-19 18:36:33
2
manwiththeplan45
Alex 👽 :
Y’all, DO NOT go hit trees at 30 because some rando said so
2026-07-19 18:05:47
554
jenamw4
Jena :
New Orleans wisdom: If it’s got a note, let it float.
2026-07-17 21:21:29
718
uphorix
uphorix 🥓 :
if it's got a note, let it float. I thought that was common knowledge.🤔
2026-07-18 02:00:30
104
montecarlo1235
montecarlo1235 :
He forget to mention that ur insurance gone go up the roof so in the long term u payning it off
2026-07-18 13:20:49
100
skedar44
Radeks :
that is dumb . just break your front axel with a jack and tell insurance you drove off something in the freeway😂😳
2026-07-17 20:51:42
24
madasahatter98
AbsolumsVibe :
my gap left me owing 10k they claim is still my portion. I was hit by someone uninsured not my fault. screwed me badly
2026-07-18 03:56:00
5
gtd_fox
gtd_fox :
Then your insurance goes up like 3-5x 💀
2026-07-19 00:56:31
27
jason.contentcreater
Jason :
Why should my insurance go up for other people's stupidity?
2026-07-20 17:45:55
24
www.giovanni.org
 :
you will absolutely get hurt hitting a tree going 30 i know from personal experience 😭
2026-07-18 04:22:43
41
dopeembroidery
Dope Embroidery :
State Farm made 12.9 billion in profits last year. Corporate greed is why we pay so much for car insurance. 🙄
2026-07-21 21:24:17
35
dizzidoo
Baba :
Having hit a tree at 30 on the front/passenger I can confirm he’s wrong. I broke my collarbone and nose.
2026-07-17 20:42:07
22
sandcastle092
daylightupdates23 :
what he doesn't tell u is ur insurance rates will double and never go back down
2026-07-19 22:16:49
11
__user____name__
UsErNaMe :
Insurance fraud sends many people to prison every year
2026-07-17 23:25:44
32
short_fuzed
short_fuzed :
Yea I don’t recommend crashing your own car that’s a great way to injure yourself. Now you just have higher insurance rates and medical bills. Good job
2026-07-18 07:14:28
7
jcsports178
Jack :
I’m English so this tactic has killed me
2026-08-02 23:02:22
5
luna_white_gsd
user6835190731268 :
Insurance is high right now cause they keep making profits. They have a fiduciary responsibility to their shareholders to make more money the following year, so on and so forth.
2026-07-18 18:18:40
7
ggioortizz
Gio Ortiz :
Most Gap have a limit of how much they will cover👀
2026-07-20 21:19:40
5
sammy5x_rulz
Sammy5X :
if you go off the road and hit a tree without video proof that you are run off the road, you may get the insurance money but your rates will go up and you will get points. if your vehicle is parked and it gets vandalized, then you are at no fault.
2026-07-17 12:59:42
10
lizzylouwing
Lizzylou :
That’s not a thing
2026-07-17 19:40:21
9
happyone105
happyjgqb8k :
That is a straight lie. I did exactly that and I went through the windshield when my car wrapped the telephone pole at 30 mph on the front right of the car I landed in the street.
2026-07-21 01:36:53
0
sleepymuffins_kassia
sleepymuffins 💤🧁 :
My mom had gap and they screwed her over
2026-07-20 16:48:13
0
kamintheflesh
KAMI :
And your insurance SKYROCKETS
2026-07-28 11:24:15
1
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